15 OAKMONT CIRCLE, ORMOND BEACH, FL, 32174
Active17 days on marketListed Jul 3, 2026MLS #V4949969
About this home
15 OAKMONT CIRCLE
Welcome Home! This meticulously maintained residence is in the highly desirable Tomoka Oaks neighborhood of Ormond Beach. From the moment you enter the welcoming foyer, timeless architectural details set this home apart, including elegant arched openings, chair rail molding, decorative picture frame wall molding, framed wallpaper accents, designer wall sconces, and custom fabric wall treatments that add warmth and sophistication throughout. The formal living and dining rooms offer versatile space for both everyday living and elegant entertaining. The living room is anchored by a dramatic floor to ceiling picture window, filling the space with natural light and creating a bright, welcoming spot to unwind or host guests. The dining room offers timeless character with sun tunnels and decorative wall panel molding, striking a balance between formal charm and everyday practicality for family dinners or special occasions alike. At the heart of the home, the expansive kitchen is built for function and gathering, featuring granite and stainless steel countertops, abundant workspace, and an open flow into the breakfast area and family room. Large windows overlook the fully fenced backyard, perfect for everyday living and casual entertaining. French doors lead to a spacious private study, ideal as a fourth bedroom, home office, or library, with direct access to the backyard and adjoining wood deck for morning coffee or outdoor dining. The private primary suite is a true retreat, featuring an updated ensuite bath with a new dual sink granite vanity, an updated walk in shower with seamless glass enclosure, and two generously sized closets. Two additional guest bedrooms are spacious and share an updated guest bath with granite topped vanity and tub/shower combination. An oversized indoor utility room doubles as a home office and laundry room. The oversized 842 square foot two car garage includes an attached workshop, a rare and highly desirable feature for hobbies, woodworking, or extra storage. Recent updates include new HVAC (2024), new electrical panel (2024), new front windows (2025), roof (2017), updated bathroom vanities, and stainless steel appliances, offering true peace of mind for the next owner. Pride of ownership shows in every room. Enjoy the timeless charm of Tomoka Oaks, with majestic oak canopies, spacious homesites, and a welcoming neighborhood feel, just minutes from The Trails Shopping Center, dining, top schools, medical facilities, parks, I95, and Ormond Beach's beautiful beaches. Schedule your private showing today, this move in ready gem will not last.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,364
Sqft
0.28 ac
Lot size
2
Garage
1970
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,258 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,258/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.3%
$/sqft vs Ormond Beach actives
$195 vs $235
Days on market
17 vs 41 typical
Where $195/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tomoka Oaks Country Club Estates
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Oaks Country Club Estates — neighborhood snapshot
Population
1,548
Median age
54
Median income
$132,960
Median home value
$433,860
Avg household
3
Households w/ children
180
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 15 OAKMONT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$595,000
110 N ST ANDREWS DRIVE · same community
3 bd · 2.5 ba · 2,263 sqft · $263/sqft · 2 DOM
Sold · Jun ’26$250,000
52 OAKMONT CIRCLE · same community
4 bd · 3 ba · 2,711 sqft · $92/sqft · 0 DOM
Sold · Jun ’26$420,000
5 KING EDWARD DRIVE
4 bd · 2 ba · 2,292 sqft · $183/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15 OAKMONT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15 OAKMONT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
15 OAKMONT CIRCLE FAQs
What would the monthly payment be for 15 OAKMONT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,258/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15 OAKMONT CIRCLE?+
The most recent tax bill on record (2025) was $2,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15 OAKMONT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $461,000, this home is listed about 8% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 15 OAKMONT CIRCLE?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Hilary Deininger, PLLC. MLS #V4949969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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