
18 TOMOKA OAKS BOULEVARD, ORMOND BEACH, FL, 32174
Active80 days on marketListed May 1, 2026MLS #FC318224
About this home
18 TOMOKA OAKS BOULEVARD
ORMOND BEACH POOL HOME... located in the heart of one of Ormond Beach's most established and sought-after communities. This updated 4 bedroom, 2 1/2 bath block beauty is a perfect family home, featuring split bedrooms, a huge living/dining room combo and a family room with a cozy fireplace. Beautiful new gourmet kitchen featuring quartz countertops, crown molding, ample storage, and opens up to the main living areas and overlooks the huge fenced backyard, screened lanai, and the NEW SALTWATER POOL, complete with a travertine deck, tanning ledge, umbrella holder, deck jets and a bubbler. Fantastic use of barn doors, tall baseboards, laminate flooring and paint colors gives this home a contemporary yet warm and homey feel. New roof and electrical panel in 2018, new pool in 2019, new flooring and kitchen in 2023 and new AC in 2025. Oversized two car garage with lots of driveway, boat, trailer and RV parking and a 10x14 shed with rollup door and ramp. All info recorded in the MLS is intended to be accurate but is not guaranteed
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,062
Sqft
0.29 ac
Lot size
2
Garage
1968
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.8%
$/sqft vs Ormond Beach actives
$242 vs $235
Days on market
80 vs 41 typical
Where $242/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tomoka Oaks Country Club Estates
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Oaks Country Club Estates — neighborhood snapshot
Population
1,548
Median age
54
Median income
$132,960
Median home value
$433,860
Avg household
3
Households w/ children
180
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
197 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 18 TOMOKA OAKS BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$595,000
110 N ST ANDREWS DRIVE · same community
3 bd · 2.5 ba · 2,263 sqft · $263/sqft · 2 DOM
Sold · Jun ’26$250,000
52 OAKMONT CIRCLE · same community
4 bd · 3 ba · 2,711 sqft · $92/sqft · 0 DOM
Sold · May ’26$283,000
4 STONEQUARRY TRAIL
3 bd · 2.5 ba · 2,063 sqft · $137/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18 TOMOKA OAKS BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 TOMOKA OAKS BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
18 TOMOKA OAKS BOULEVARD FAQs
What would the monthly payment be for 18 TOMOKA OAKS BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,544/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18 TOMOKA OAKS BOULEVARD?+
The most recent tax bill on record (2025) was $2,703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $499,000, this home is listed about 17% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 18 TOMOKA OAKS BOULEVARD?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 25% above the ORMOND BEACH 32174 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tomoka Elementary School, David C. Hinson Senior Middle School, Seabreeze High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $514,900, now $499,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Al Wilson. MLS #FC318224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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