3903 W PALMETTO STREET, TAMPA, FL, 33607
Active67 days on marketListed Jun 12, 2026MLS #TB8518066
Come see it
Upcoming open house
Sun, Aug 23
12:00 PM – 2:00 PM
About this home
3903 W PALMETTO STREET
This is the DEAL OF DEALS on an incredible estate home in the heart of the Midtown-West Tampa District! If you have been looking for space, THIS IS THE ONE you have been searching for! Experience refined Tampa style in this beautifully updated 5-bedroom, 2-bath residence offering 2,724 square feet of heated living space, perfectly designed for MULTI-GENERATIONAL living. Offering modern upgrades throughout and a truly move-in ready feel, this home stands out with NO HOA and NO CDD fees. Inside, you’ll find a bright and open layout enhanced by brand-new luxury plank flooring in the main living areas, including the kitchen and living room. The home features a fresh, modern aesthetic that blends style and functionality throughout, and tons of natural light. The centerpiece of the home is the beautifully updated kitchen, showcasing solid wood cabinetry, modern QUARTZ countertops, and stainless steel appliances—perfectly designed for everyday cooking and entertaining. The open-concept living and dining spaces flow seamlessly, offering an ideal setting for gatherings or relaxed evenings at home. The living room is the perfect spot for cozy nights, and amazing events with family and friends. A second family room is the ultimate setting for game night, holidays, parties, and more. The master suite includes its own updated en-suite bath, and tons of closet space, creating an amazing retreat. A split floor plan with FOUR additional bedrooms and a gorgeous guest bath provide plenty of room for everyone to spread out. Step outside to a private backyard oasis with amazing PAVER PATIO, ready for entertaining, gardening, or simply enjoying Florida living. A BONUS sunken POOL is the perfect space to cool off after a long day, and enjoy our amazing Tampa Bay lifestyle. A fully fenced yard offers comfort and safety for kids, pets, or the whole gang. A dedicated OFFICE offers the ideal environment for working, hobbies, and more… or could even be used as a sixth bedroom! An indoor laundry room checks the final box on your list. Yes, this house has it all! A NEW ROOF in 2025, fresh paint, and new carpet mean all the hard work has been done for years of enjoyment. No flood insurance is required, and this property comes with the added benefit of having no HOA or CDD fees. Conveniently located with quick access to major thoroughfares including I-275, the Veterans Expressway, and Dale Mabry Highway, commuting and traveling throughout the city is effortless. Enjoy the perfect blend of urban convenience and peaceful neighborhood living— this one is simply amazing. Don't miss this exceptional opportunity.
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,724
Sqft
0.14 ac
Lot size
1954
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,601 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,601/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$198 vs $300
Days on market
67 vs 42 typical
Where $198/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33607 — neighborhood snapshot
Population
24,960
Median age
39
Median income
$66,404
Median home value
$316,100
Avg household
2.14
Households w/ children
1,882
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $441K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
229 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the TAMPA 33607 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3903 W PALMETTO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
3909 W PALMETTO STREET · same community
3 bd · 2 ba · 1,830 sqft · $191/sqft · 10 DOM
Sold · Jul ’26$1,075,000
3104 W PINE STREET
4 bd · 3.5 ba · 2,720.32 sqft · $395/sqft · 79 DOM
Sold · Dec ’25$1,075,000
3907 W CASS STREET
4 bd · 3 ba · 2,682 sqft · $401/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3903 W PALMETTO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3903 W PALMETTO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3903 W PALMETTO STREET FAQs
What would the monthly payment be for 3903 W PALMETTO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,601/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3903 W PALMETTO STREET?+
The most recent tax bill on record (2025) was $285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $539,900, this home is listed about 20% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3903 W PALMETTO STREET?+
West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$539,900 runs 96% above the TAMPA 33607 median — but at 2,724 sqft it's also 72% larger than the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $649,900, now $539,900 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Stephen Scott Pa. MLS #TB8518066.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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