Kat Bonelli
$689,900$750,0004 bd2 ba1,886 sqft$366 /sqft$4,189 /mo all-in ↓

3803 W PALMETTO STREET, TAMPA, FL, 33607

Active153 days on marketListed Mar 18, 2026MLS #TB8487931

Reduced $60KNew constructionSingle Family ResidenceLINCOLN GARDENS BLOCKS 1 & 2

About this home

3803 W PALMETTO STREET

With a modern and refined façade, this brand-new 2026 residence captivates from the first moment. As you enter, you are greeted by four spacious bedrooms and two elegantly meticulous designed bathrooms, with soaring 9.4-foot ceilings enhancing the sense of space. The master suite dazzles with a generous walk-in closet and an en-suite bath featuring a refined double vanity and a luxurious shower-tub. The kitchen, crowned by tray ceiling, is adorned with quartz countertops, a sophisticated island, wine rack cabinet, large pantry, and integrated appliances. The living area stands out with a marble-clad accent wall and decorative wood panels, creating a focal point of luxury and distinction. Impact-resistant windows and doors ensure safety, while the paver driveway, fenced yard, and covered patio complete the outdoor experience. Ideally located in the heart of Tampa—just 2 minutes from Raymond James Stadium, close to International Plaza, Midtown Tampa, Walmart, Home Depot, WestShore Plaza, and with immediate access to I-275. A truly exceptional property. It may be the ideal opportunity to create the perfect home for your family.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,886

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

One

Levels

$366

Per sqft

City view

Inside

FlooringEpoxy · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewCity
FacesWest
ParkingGarage Door Opener
ExteriorGarden · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$567/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,189 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,990
Interest rate6.00%
Loan term

Estimated payment

$4,189/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$47
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $690K
$529KedgeAI estimate $627,600 · range $551K$677K$717K

vs edgeAI estimate

+9.9%

$/sqft vs Tampa actives

$366 vs $299

Days on market

153 vs 42 typical

Where $366/sqft sits among the 400 Tampa actives

224
100 · this home
31
13
9
23
$150–321$321–492$492–663$663–834$834–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 3803 W PALMETTO STREET

Drive times from this address

Downtown Tampa7 min
Tampa Int’l Airport (TPA)9 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33607 — neighborhood snapshot

Population

24,960

Median age

39

Median income

$66,404

Median home value

$316,100

Avg household

2.14

Households w/ children

1,882

For the school run

Hillsborough County School District

ElementaryWest Tampa Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighJefferson High School★★★★
MiddleMadison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$441K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

231 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the TAMPA 33607 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $689,900 $60K
Mar 18, 2026Listed at $750,000 · 153 days on market since
2026Built · LINCOLN GARDENS BLOCKS 1 & 2

Reality check

What actually sold near 3803 W PALMETTO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3909 W PALMETTO STREETSold · Jul ’26

$350,000

3909 W PALMETTO STREET · same community

3 bd · 2 ba · 1,830 sqft · $191/sqft · 10 DOM

213 N HESPERIDES STREETSold · Dec ’25

$1,015,000

213 N HESPERIDES STREET

4 bd · 3 ba · 1,884 sqft · $539/sqft · 8 DOM

2902 W NORTH B STREETSold · Dec ’25

$703,500

2902 W NORTH B STREET

3 bd · 2 ba · 1,874 sqft · $375/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3803 W PALMETTO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3803 W PALMETTO STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

3803 W PALMETTO STREET FAQs

What would the monthly payment be for 3803 W PALMETTO STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,189/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3803 W PALMETTO STREET?+

The most recent tax bill on record (2025) was $567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $689,900, this home is listed about 53% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3803 W PALMETTO STREET?+

West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$689,900 runs 151% above the TAMPA 33607 median — but at 1,886 sqft it's also 19% larger than the typical Tampa listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

153 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $750,000, now $689,900 — a $60K cut. The full history is in the market section below.

Listing courtesy of FRIENDS REALTY LLC · Itsel Estrada Cuervo. MLS #TB8487931.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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