18046 COZUMEL ISLE DRIVE, TAMPA, FL, 33647
Active97 days on marketListed May 8, 2026MLS #TB8504033
About this home
18046 COZUMEL ISLE DRIVE
Experience the perfect blend of space and waterfront convenience in this newly renovated, move-in-ready home. Located in the 24-hour guard-gated community of Cory Lake Isles, this 6-bedroom residence offers a fresh start in one of Tampa’s most unique resort-style neighborhoods. With a spacious layout and soaring ceilings designed for modern life, this home has several key features: *Enjoy brand-new wood floors throughout the home and a kitchen updated with new appliances. *6-Bedroom Layout with the first-floor bedroom accented by French doors, making it a perfect fit for a home office, study, or guest room. *Ample room for living & entertaining guests with a formal dining room, living room, and a family room that connects seamlessly to the outdoors. The family room’s sliding doors lead to an enclosed lanai featuring a private pool, spa and sitting area. Beyond the enclosure, you'll find a large patio that extends over the water—perfect for relaxing—along with a private dock and boat lift for easy access to the water and views of natural conservation area. Living in Cory Lake Isles feels like a permanent vacation. The community is famous for its 165-acre ski lake, hand-laid brick streets, and lush tropical landscaping. As a resident, you’ll have access to the Beach Club, a waterfront complex with a resort-style pool and fitness center. Tennis and basketball courts, a street hockey rink, sand volleyball, and multiple playgrounds. Nature is at your door with bike and hiking trails and a 1,700-acre nature preserve bordering the community. Convenience is key at 18046 Cozumel Isle Drive. You are just a short distance from shopping at the Wiregrass Mall, Publix, Costco, and BJ’s. Easy access to three major hospital systems. This move-in-ready waterfront home is a must-see. Schedule your tour today!
Facts & features
The home at a glance
6
Bedrooms
3.5
Bathrooms
3,689
Sqft
0.21 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,789 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,789/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.3%
$/sqft vs Tampa actives
$220 vs $299
Days on market
97 vs 43 typical
Where $220/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cory Lake Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Cory Lake Isles — neighborhood snapshot
Population
2,714
Median age
44
Median income
$205,018
Median home value
$711,583
Avg household
3
Households w/ children
354
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
219 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 18046 COZUMEL ISLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$670,000
18050 COZUMEL ISLE DRIVE · same community
4 bd · 3.5 ba · 3,689 sqft · $182/sqft · 152 DOM
Sold · Jan ’26$740,000
18018 MALAKAI ISLE DRIVE · same community
5 bd · 5 ba · 3,452 sqft · $214/sqft · 28 DOM
Sold · Mar ’26$580,000
18005 MALAKAI ISLE DRIVE · same community
4 bd · 3.5 ba · 2,888 sqft · $201/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18046 COZUMEL ISLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18046 COZUMEL ISLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
18046 COZUMEL ISLE DRIVE FAQs
What would the monthly payment be for 18046 COZUMEL ISLE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,789/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18046 COZUMEL ISLE DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18046 COZUMEL ISLE DRIVE?+
The most recent tax bill on record (2025) was $11,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18046 COZUMEL ISLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $810,000, this home is listed about 80% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18046 COZUMEL ISLE DRIVE?+
Benito Middle School (middle), Pride Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$810,000 runs 125% above the TAMPA 33647 median — but at 3,689 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
97 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Benito Middle School, Pride Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Priti Patel. MLS #TB8504033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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