10859 CORY LAKE DRIVE, TAMPA, FL, 33647
Active170 days on marketListed Feb 19, 2026MLS #TB8478365
About this home
10859 CORY LAKE DRIVE
Pool Home with NEW 2025 Roof and NEW AC in guard-gated Cory Lakes Isles - move-in ready - with new primary suite flexibility/Home Theater North-facing pool home with the WOW factor — discreet on the outside and absolutely impressive on the inside! Welcome to resort-style living in the highly sought-after, 24/7 guard-gated community of Cory Lake Isles! This light, bright, and beautifully refreshed two-story pool home offers 4 bedrooms, 3.5 baths, and 2,536 square feet of thoughtfully designed living space — and yes, it even features a home theater room! From the moment you arrive, you’ll appreciate the curb appeal with a tile roof, paver driveway, and extended 2-car garage. Step inside and prepare to be impressed. The open, airy floor plan showcases soaring two-story ceilings that flood the home with natural light. The kitchen shines with stone countertops, coordinated backsplash, updated fixtures, an eat-in nook, and stainless steel cooktop, oven, microwave, and refrigerator — designed to impress and built for entertaining. Ceramic tile flows throughout the first floor, while the staircase and upstairs hallway feature beautiful wood flooring that adds warmth and elegance. The owner’s suite is conveniently located on the first floor and offers a spacious walk-in closet and spa-like bath complete with dual sinks, garden tub, separate shower, private water closet, and direct access to the pool lanai — your own private retreat. Upstairs you’ll find a second primary suite (or perfect home theater/media room option) plus two additional bedrooms and a third full bathroom, offering flexibility for guests, family, or work-from-home needs Enjoy Florida living at its best from your paver pool lanai—perfect for morning coffee or evening cocktails. Fresh NEW interior paint throughout makes this home completely move-in ready! 2025 new roof, 2025 new AC, 2020 AC, 2023 pool pump, 2024 new patio screen. And the lifestyle? Simply unmatched. Cory Lake Isles offers: Two 24/7 manned guard gates, a stunning 165-acre ski lake with community boat launch, resort-style pool with bath house, real sandy beach, beach Club community center, playground, roller hockey, gym, Basketball & tennis courts, Year-round community events. All of this in a prime location near shopping, restaurants, outlet malls, upscale retail, USF, major medical facilities, I-75, farmers markets, and more. Property taxes include CDD. Live where others vacation. Come join the fun at Cory Lake Isles!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,536
Sqft
0.15 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,849 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,849/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$271 vs $301
Days on market
170 vs 42 typical
Where $271/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cory Lake Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Cory Lake Isles — neighborhood snapshot
Population
2,714
Median age
44
Median income
$205,018
Median home value
$711,583
Avg household
3
Households w/ children
354
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
198 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10859 CORY LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$490,000
10884 CORY LAKE DRIVE · same community
4 bd · 3.5 ba · 2,668 sqft · $184/sqft · 20 DOM
Sold · Mar ’26$580,000
18005 MALAKAI ISLE DRIVE · same community
4 bd · 3.5 ba · 2,888 sqft · $201/sqft · 130 DOM
Sold · May ’26$520,000
18028 MALAKAI ISLE DRIVE · same community
3 bd · 2 ba · 1,949 sqft · $267/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10859 CORY LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10859 CORY LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
10859 CORY LAKE DRIVE FAQs
What would the monthly payment be for 10859 CORY LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,849/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10859 CORY LAKE DRIVE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10859 CORY LAKE DRIVE?+
The most recent tax bill on record (2025) was $8,324. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10859 CORY LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $686,900, this home is listed about 53% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10859 CORY LAKE DRIVE?+
Benito Middle School (middle), Pride Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$686,900 runs 84% above the TAMPA 33647 median — but at 2,536 sqft it's also 59% larger than the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
170 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Benito Middle School, Pride Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $722,000, now $686,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of US INTERAMERICAN REALTY LLC · Maria Urbano. MLS #TB8478365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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