Kat Bonelli
Pending
$283,500$315,0003 bd2 ba1,837 sqft$154 /sqft$2,037 /mo all-in ↓

5700 S CALGARY TERRACE, INVERNESS, FL, 34452

Pending342 days on marketListed Aug 27, 2025MLS #OM708436

Reduced $32KSingle Family ResidenceINVERNESS HIGHLANDS WEST ADD 01

About this home

5700 S CALGARY TERRACE

The Home You’ve Been Waiting For! Polished, pretty, and completely move-in ready, this charming 3-bedroom, 2-bath home with bonus room easily converts into a fourth bedroom. This beauty is nestled on a spacious half-acre homesite with room for all your toys and hobbies with an ample 2 car garage with extra tall roll up bay doors. With no deed restrictions, yet surrounded by a well-kept neighborhood, pride of ownership shines here. A brand-new roof in 2025 and easy-care luxury vinyl flooring throughout set the stage for stress-free living. The open floor plan offers comfort and flexibility. Great room layout affords a versatile living space. Additional Den makes a great home office space too! The sparkling kitchen with new stainless appliances will inspire your inner chef. Room for gathering or entertaining. The generous owner’s suite features a relaxing jetted tub, a separate enclosed shower, and plenty of space to unwind. Need more? The bonus room easily converts into a fourth bedroom, craft space, football den, or gamer’s retreat. Step outside to your shady, wooded backyard, a peaceful escape for morning coffee or evening gatherings. The detached two-car garage with extra-tall bays and a concrete floor provides ideal space for storage, projects, or a workshop. Homes like this don’t come along every day—schedule your showing before it’s gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,837

Sqft

0.54 ac

Lot size

2

Garage

1983

Year built

One

Levels

$154

Per sqft

Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorStorage

Community & fees

Taxes (2024)$989/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,037 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,669
FHA mortgage insurance (est.)$125
Property tax — 2024 actual bill$82
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,923Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,923
Interest rate6.00%
Loan term

Estimated payment

$2,037/mo

Principal & interest$1,669
FHA mortgage insurance (est.)$125
Property taxes (actual bill)$82
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $284K
$152KedgeAI estimate $245,338 · range $158K$280K$295K

vs edgeAI estimate

+15.6%

$/sqft vs Inverness actives

$154 vs $178

Days on market

342 vs 43 typical

Where $154/sqft sits among the 192 Inverness actives

37
70 · this home
42
20
10
13
$97–140$140–184$184–227$227–270$270–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 5700 S CALGARY TERRACE

Get to know Inverness. See the full Inverness guide →

INVERNESS 34452 — neighborhood snapshot

Population

13,729

Median age

46.8

Median income

$58,199

Median home value

$207,200

Avg household

2.35

Households w/ children

1,419

For the school run

Citrus County School District

ElementaryPleasant Grove Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$235K$245K

Inverness median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

93 of 192

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 92% above the INVERNESS 34452 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $283,500 $32K
Aug 27, 2025Listed at $315,000 · 342 days on market since
1983Built · INVERNESS HIGHLANDS WEST ADD 01

Reality check

What actually sold near 5700 S CALGARY TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5414 S BRISTOL TERRACESold · May ’26

$345,000

5414 S BRISTOL TERRACE · same community

3 bd · 2.5 ba · 1,866 sqft · $185/sqft · 69 DOM

5664 S CONCORD TERRACESold · Dec ’25

$280,000

5664 S CONCORD TERRACE · same community

3 bd · 2 ba · 1,799 sqft · $156/sqft · 7 DOM

5106 E LAMBERT LANESold · Jul ’26

$279,900

5106 E LAMBERT LANE · same community

4 bd · 2 ba · 1,876 sqft · $149/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5700 S CALGARY TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5700 S CALGARY TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

5700 S CALGARY TERRACE FAQs

What would the monthly payment be for 5700 S CALGARY TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,037/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5700 S CALGARY TERRACE?+

The most recent tax bill on record (2024) was $989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $283,500, this home is listed about 12% above the Inverness median of $252,125. The market section on this page shows how the area is trending.

Which schools are assigned to 5700 S CALGARY TERRACE?+

Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$283,500 runs 92% above the INVERNESS 34452 median — but at 1,837 sqft it's also 32% larger than the typical Inverness listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

342 days on market against a Inverness median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $315,000, now $283,500 — a $32K cut. The full history is in the market section below.

Listing courtesy of AT HOME REALTY · Becky Norman. MLS #OM708436.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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