5120 E HOPP LANE, INVERNESS, FL, 34452
Active143 days on marketListed Mar 2, 2026MLS #OM719910
About this home
5120 E HOPP LANE
NO MONEY NEEDED!!! Take advantage of first-time homebuyer grant opportunities and get into a property like this with little to no out-of-pocket cost!* Come down Hopp Ln and check out the opportunity this one offers. Opportunity, flexibility, and future value all in one! This 2006-built 3-bedroom, 2-bath home with over 1,400 living sq ft sits on a generous 0.60-acre lot with NO HOA, giving you the space and freedom today’s buyers are searching for. Whether you’re a first-time buyer, investor, or someone ready to create something truly your own, this property is packed with potential. Featuring a metal roof, a highly desirable 3-car garage, and a layout with plans in place for a future 4-bedroom conversion, this home offers the chance to add instant equity. Enjoy privacy, room for boats, work vehicles, or outdoor entertaining — all just minutes from downtown Inverness with its local shops, dining, festivals, and small-town charm. Located in a growing area with quick access to the Suncoast Parkway for an easy commute to Tampa and beyond, this home checks all the boxes for buyers looking for value and long-term upside. This home is PRICED TO SELL, and with rates expected to come down, it’s a great time to buy. If you’ve been waiting for a property where you can build equity and make it your own — this is it. Call me with any questions or to schedule your showing! *Buyer to verify eligibility for grant programs and loan terms.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,417
Sqft
0.6 ac
Lot size
3
Garage
2006
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,680 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,680/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.2%
$/sqft vs Inverness actives
$134 vs $179
Days on market
143 vs 25 typical
Where $134/sqft sits among the 194 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34452 — neighborhood snapshot
Population
13,729
Median age
46.8
Median income
$58,199
Median home value
$207,200
Avg household
2.35
Households w/ children
1,419
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
90 of 194
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the INVERNESS 34452 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 5120 E HOPP LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$249,900
5625 S DEDE TERRACE · same community
3 bd · 2 ba · 1,397 sqft · $179/sqft · 38 DOM
Sold · May ’26$253,000
5144 E BACKNER LANE · same community
3 bd · 2 ba · 1,443 sqft · $175/sqft · 68 DOM
Sold · Jul ’25$280,000
5366 E ARTHUR STREET · same community
3 bd · 2 ba · 1,504 sqft · $186/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5120 E HOPP LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5120 E HOPP LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5120 E HOPP LANE FAQs
What would the monthly payment be for 5120 E HOPP LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,680/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5120 E HOPP LANE?+
The most recent tax bill on record (2025) was $3,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $190,000, this home is listed about 26% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5120 E HOPP LANE?+
Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$190,000 runs 15% above the INVERNESS 34452 median.
02Time on market is leverage
143 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $280,000, now $190,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Ashton Page. MLS #OM719910.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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