Kat Bonelli
$950,0005 bd4 ba3,717 sqft$256 /sqft$6,537 /mo all-in ↓

7065 BRANCH COURT, ST CLOUD, FL, 34771

Active3 days on marketListed Jul 27, 2026MLS #W7888027

Single Family ResidenceBAY LAKE RANCH UNIT THREE

About this home

7065 BRANCH COURT

Freshly updated custom West Indies-inspired estate on over 1 acre with no HOA or CDD fees. Privately set and designed for effortless Florida living, this immaculate 5-bedroom, 4-bath residence offers more than 3,700 square feet of beautifully designed living space on a fully fenced acre. Recent updates include new designer carpet with luxury padding, a professionally painted interior, new Café appliances, an upgraded water softener system, and thoughtful custom finishes throughout. Mature palms, lush professional landscaping, tropical architectural details, custom balcony handrails, a barrel tile roof, irrigation, and a pondless water feature create exceptional curb appeal and a true private-estate setting. Inside, spacious, light-filled living areas feature custom tile flooring throughout the main living spaces and bathrooms. The elegant, functional layout offers flexibility for entertaining, everyday living, multigenerational needs, working from home, or hosting gatherings. The chef’s kitchen is designed to impress with dual islands, quartz countertops, designer lighting, new high-end Café appliances, a Bosch induction/convection range, a walk-in pantry, and abundant prep and gathering space. The open-concept family room features a custom fireplace, built-in shelving, and a striking media wall. The primary suite is a luxurious retreat with a freestanding soaking tub, dual vanities, and an expansive rainfall shower with dual shower heads, body jets, and a hand sprayer. The private water closet includes a Toto Washlet bidet with heated seat and dryer, while dual walk-in closets provide exceptional storage. A second private suite offers its own entrance from the rear patio, making it ideal for everyone. It includes a custom-tiled shower with glass enclosure and peaceful separation from the main living areas. Two additional main-level bedrooms share a beautifully appointed bath. Upstairs, a massive private suite lives like its own apartment with a balcony, two walk-in closets, and a full custom bath with glass shower. This versatile space is perfect for everyone, a studio, home office, bonus room, or private retreat. Outdoor living includes more than 1,200 square feet of paver patio, a therapeutic hot tub with waterfall, and a spacious backyard enclosed by a 6-foot privacy fence. There is ample room to add a resort-style pool, detached garage, guest casita, outdoor kitchen, garden, play area, or additional entertaining space. The oversized 2.5-car garage offers generous room for vehicles, storage, tools, hobbies, or a workshop. Additional features include a whole-house endless hot-water system, upgraded water softener, designer laundry room with built-in cabinetry and quartz countertop, walk-in pantry, irrigation, professional landscaping, and exceptional privacy. With multiple suites, flexible living areas, expansive outdoor space, and no HOA restrictions, this one-of-a-kind estate offers a rare combination of luxury, function, privacy, and freedom. Move-in ready and ideally located approximately 30 minutes from Lake Nona Medical City, 30 minutes from Melbourne, and 45 minutes from Disney.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,717

Sqft

1 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$256

Per sqft

Fireplace

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofOther
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorOther

Community & fees

Taxes (2024)$10,732/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterSee Remarks · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,537 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2024 actual bill$894
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$6,537/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$894
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $950K
$622KedgeAI estimate $720,663 · range $648K$839K$988K

vs edgeAI estimate

+31.8%

$/sqft vs St Cloud actives

$256 vs $217

Days on market

3 vs 33 typical

Where $256/sqft sits among the 400 St Cloud actives

100
137
77 · this home
41
13
32
$158–193$193–227$227–262$262–296$296–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 7065 BRANCH COURT

Drive times from this address

Universal Orlando43 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)44 min
Downtown Orlando44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

190 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 124% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $950,000 · 3 days on market since
2018Built · BAY LAKE RANCH UNIT THREE

Reality check

What actually sold near 7065 BRANCH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6867 YELLOW WARBLER BENDSold · Feb ’26

$588,390

6867 YELLOW WARBLER BEND

5 bd · 4 ba · 3,556 sqft · $165/sqft · 62 DOM

Nearby listingSold · Feb ’26

$588,390

Nearby listing

5 bd · 4 ba · 3,556 sqft · $165/sqft

6825 YELLOW WARBLER BENDSold · Aug ’25

$612,320

6825 YELLOW WARBLER BEND

5 bd · 4 ba · 3,556 sqft · $172/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7065 BRANCH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7065 BRANCH COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

7065 BRANCH COURT FAQs

What would the monthly payment be for 7065 BRANCH COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,537/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7065 BRANCH COURT?+

The most recent tax bill on record (2024) was $10,732. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $950,000, this home is listed about 124% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7065 BRANCH COURT?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7888027.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Cloud homes, in your inbox

Like 7065 BRANCH COURT but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kat to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 30, 2026 at 4:14 PM UTC. The listing information on this page last changed on July 30, 2026 at 4:14 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 30, 2026 at 4:14 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 30, 2026 at 4:14 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.