1805 MOUNTAIN ASH WAY, TRINITY, FL, 34655
Active9 days on marketListed Jul 23, 2026MLS #W7887790
About this home
1805 MOUNTAIN ASH WAY
Waterfront Elegance in the Heart of Trinity – Gulf Access Community with NO Flood Insurance Required! Welcome to your Florida dream home in one of the most sought-after GATED communities in 34655 where luxury, privacy, and an active waterfront lifestyle come together. Positioned on a premium conservation homesite spanning over half an acre, this stunning property offers exceptional privacy, and breathtaking natural views. This exceptional 5-bedroom, 4-bath, 3-car garage residence offers the perfect balance of elegance and everyday comfort. One of the home's most valuable features is the PAID-IN-FULL solar system, providing incredible energy savings averaging approx $30 per month in electric costs. As you step through the grand double-door entry, you'll immediately be impressed by the soaring 11-foot ceilings, abundant natural light, and thoughtfully designed tri-split floor plan. The beautifully updated kitchen features solid wood cabinetry, stunning countertops, stainless appliances, and a custom pantry. The expansive second-floor bonus room is complete with its own full bath and walk-in closet. This versatile space is perfect as a private guest suite, game room, home theater, fitness room, or multigenerational living space, giving you endless possibilities to fit your lifestyle. Step outside and prepare to fall in love with your own private backyard oasis. The owners have invested over $150,000 in upgrades since purchasing the home, creating an outdoor retreat that rivals a luxury resort. Enjoy the new heated saltwater pool with sun deck and fountain surrounded by approx 1,400 sq ft of stunning travertine decking, an extended covered aluminum patio, outdoor bar and grilling area, storage shed, and beautifully landscaped grounds. Additional updates include a roof only four years old, both HVAC systems replaced in 2021, updated bathrooms, kitchen updates, new cooktop and microwave, new water softener, smart home lighting, hardwired exterior lighting, epoxy garage flooring, built-in garage shelving, and numerous additional enhancements throughout the home. Outdoor enthusiasts will appreciate the community's private boat ramp with direct access to the Anclote River and Gulf of Mexico, making it easy to spend your days boating, kayaking, fishing, or exploring Florida's beautiful waterways. Residents also enjoy a private fishing pier, playground, park, gated entrance, low HOA fees, NO CDD, and NO flood insurance requirement—a rare combination for a waterfront-access community. Zoned for highly rated schools, making it an exceptional choice for families and resale value. Located within minutes of top-rated restaurants, shopping, hospitals, golf courses, scenic bike trails, and only about 15 minutes from the Gulf beaches, this home truly offers the best of Florida living. Opportunities like this are rare—schedule your private showing today and experience the Florida lifestyle you've always dreamed of.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,245
Sqft
0.55 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,661 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,661/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs Trinity actives
$247 vs $223
Days on market
9 vs 42 typical
Where $247/sqft sits among the 44 Trinity actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Magnolia Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Trinity. See the full Trinity guide →
Magnolia Estates — neighborhood snapshot
Population
1,273
Median age
50
Median income
$100,250
Median home value
$445,100
Avg household
3
Households w/ children
151
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Trinity market
$479K → $484K
Trinity median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
26 of 44
Trinity actives have cut their price
Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 143% above the TRINITY 34655 median. See the full Trinity market guide →
Paper trail
This home's history
Reality check
What actually sold near 1805 MOUNTAIN ASH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$625,000
2250 MOUNTAIN ASH WAY · same community
5 bd · 3 ba · 3,169 sqft · $197/sqft · 132 DOM
Sold · Jul ’26$555,000
4075 MAGGIE LOOP · same community
5 bd · 3 ba · 3,130 sqft · $177/sqft · 0 DOM
Sold · Jul ’26$675,000
1739 MOUNTAIN ASH WAY · same community
4 bd · 3.5 ba · 2,959 sqft · $228/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1805 MOUNTAIN ASH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1805 MOUNTAIN ASH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1805 MOUNTAIN ASH WAY FAQs
What would the monthly payment be for 1805 MOUNTAIN ASH WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,661/mo — principal and interest, the actual property-tax bill, the $129/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1805 MOUNTAIN ASH WAY?+
The association fee works out to $129 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1805 MOUNTAIN ASH WAY?+
The most recent tax bill on record (2025) was $9,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1805 MOUNTAIN ASH WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Trinity?+
At $799,900, this home is listed about 74% above the Trinity median of $460,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1805 MOUNTAIN ASH WAY?+
Seven Springs Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,900 runs 143% above the TRINITY 34655 median — but at 3,245 sqft it's also 60% larger than the typical Trinity listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Seven Springs Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Venessa Finazzo. MLS #W7887790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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