4251 E HAWAII LANE, HERNANDO, FL, 34442
Active0 days on marketListed Jul 23, 2026MLS #W7887702
About this home
4251 E HAWAII LANE
Welcome home to this brand-new, move-in ready home where affordability meets peace of mind! Designed with convenience in mind, this home comes complete with brand-new kitchen appliances, plus a brand-new washer and dryer, making it truly turnkey from day one. Beyond the standard new construction features, this home includes thoughtful upgrades such as luxury vinyl flooring throughout, textured drywall throughout, ceiling fans, and a spacious covered front porch—perfect for enjoying your morning coffee or relaxing in the evenings. Enjoy years of worry-free homeownership with a brand-new home that includes well, septic system, roof, HVAC, plumbing, electrical, and appliances. Even better, all major components including the home have transferable warranties, providing added confidence and value for the next owner. Best of all, you own the land—no lot rent or land lease! Access is convenient with paved roads leading almost the entire way to the property. Only the final approximately 150 yards consist of a dirt/grass road, offering a touch of country charm while still providing easy access. Qualified buyers may be eligible for 0% down USDA financing, making homeownership more attainable than ever. Plus, when using the seller's preferred lender, qualified buyers may receive up to 1% toward closing costs or a 1% interest rate buy-down for the first year (subject to lender approval and program terms). Don't miss this incredible opportunity to own a brand-new home with affordability at the forefront, modern upgrades already completed, and years of low-maintenance living ahead. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
819
Sqft
0.15 ac
Lot size
2026
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,368 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,368/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4251 E HAWAII LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4251 E HAWAII LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4251 E HAWAII LANE FAQs
What would the monthly payment be for 4251 E HAWAII LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,368/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4251 E HAWAII LANE?+
The most recent tax bill on record (2025) was $146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $189,000, this home is listed about 49% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4251 E HAWAII LANE?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SANDPEAK REALTY · Justin Kiziuk. MLS #W7887702.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hernando homes, in your inbox
Like 4251 E HAWAII LANE but not quite? A daily digest of every new listing in Hernando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →