13290 3RD STREET E, MADEIRA BEACH, FL, 33708
Active28 days on marketListed Jun 25, 2026MLS #W7887076
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 1:00 PM
About this home
13290 3RD STREET E
Welcome to your beautifully reimagined coastal retreat in the heart of Madeira Beach. Perfectly positioned on an oversized corner lot just a few blocks from the Gulf of Mexico, world-famous John's Pass Village, and two scenic Intracoastal pocket parks, this stunning 4-bedroom, 3.5-bath residence offers the perfect blend of modern luxury, beach-town charm, and everyday functionality. Completely renovated from top to bottom, virtually everything is brand new, creating a truly move-in-ready home with approximately 2,350 square feet of thoughtfully designed living space. Step inside to discover an open, light-filled floor plan featuring oversized rooms throughout, including an impressive 22' x 14' living room that's perfect for entertaining or relaxing after a day at the beach. Every detail has been carefully selected, from the solid wood kitchen cabinetry and elegant quartz countertops to the stylish finishes found throughout the home. Impact-rated windows and doors provide peace of mind, energy efficiency, and abundant natural light. The spacious kitchen serves as the heart of the home, flowing effortlessly into the main living areas. The generous primary suite offers a private retreat complete with its own ensuite bathroom, while the additional bedrooms are all oversized and provide exceptional space and flexibility for family, guests, or a home office. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the oversized one-car garage, attached 30' x 12' workshop, and additional covered carport, offering incredible versatility that's rarely found this close to the beach. Outside, the oversized corner lot offers exceptional curb appeal with ample room to create your own tropical oasis, add a pool, or simply enjoy the coastal breezes. Located within walking distance of Madeira Beach's sugar-white sands, John's Pass Village, waterfront dining, boutique shopping, marinas, and two peaceful Intracoastal waterfront parks, you'll experience the very best of Florida's beach lifestyle. Golf-cart-friendly streets, boating, fishing, spectacular sunsets, and endless recreation are all just moments from your front door. This is a rare opportunity to own a fully renovated, move-in-ready coastal home in one of Tampa Bay's most sought-after beach communities. Schedule your private showing today and discover why Madeira Beach is one of Florida's most treasured destinations.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,340
Sqft
0.12 ac
Lot size
1
Garage
1948
Year built
Two
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,233 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,233/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.5%
Days on market
28 vs 88 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mitchell's Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
Mitchell's Beach — neighborhood snapshot
Population
377
Median age
61
Median income
$117,645
Median home value
$104,438
Avg household
2
Households w/ children
10%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $585K
Madeira Beach median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13290 3RD STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13290 3RD STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
13290 3RD STREET E FAQs
What would the monthly payment be for 13290 3RD STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,233/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13290 3RD STREET E?+
The most recent tax bill on record (2025) was $5,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13290 3RD STREET E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $799,900, this home is priced right at the Madeira Beach median.
Which schools are assigned to 13290 3RD STREET E?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of DALTON WADE INC · Robert Bello, JR. MLS #W7887076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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