Kat Bonelli
$699,000$710,0003 bd2.5 ba2,394 sqft$292 /sqft$4,934 /mo all-in ↓

4262 PARADISE CIRCLE, HERNANDO BEACH, FL, 34607

Active40 days on marketListed Jun 11, 2026MLS #W7886663

Reduced $11KWaterfrontPrivate poolFully furnishedSingle Family ResidenceGULF COAST RET UNIT 6

About this home

4262 PARADISE CIRCLE

Currently used as an income producing Airbnb (can be sold completely furnished) and perfectly positioned on a 0.19-acre canal-front homesite, this waterfront residence with 3 bedrooms, 2.5 bathrooms, and 2 car garage, offers direct access to the Gulf and is the ideal blend of comfort, space, and the laid-back coastal lifestyle Hernando Beach is known for. A charming blue exterior, expansive front lawn, and impressive two-story entry create a memorable first impression, while decorative glass double doors welcome you into a bright and inviting interior. Adding to the home's appeal, the water heater was updated in 2024. Inside, soaring ceilings and abundant natural light enhance the home's spacious feel. The living room is highlighted by a vaulted ceiling, exposed wood beam, tile floors, and oversized windows overlooking the front landscape, while the adjacent dining area provides an ideal setting for gatherings and offers direct access to the outdoor entertaining spaces. Adjacent to the kitchen, you'll find a thoughtfully designed built-in desk area featuring a granite counter, extensive cabinetry, crown molding, and ample storage. The beautifully updated kitchen serves as the heart of the home, also showcasing granite countertops, stainless steel appliances, white upper cabinetry paired with navy lower cabinetry, breakfast bar, tray ceiling with crown molding, and a bright breakfast nook perfect for casual dining. Toward the rear of the home, the family room is enhanced by elegant crown molding and sliding glass doors that open seamlessly into the Florida room, where walls of windows, showcase breathtaking canal views and fill the space with natural light. Whether relaxing with family or entertaining guests, these interconnected spaces create a seamless flow between indoor comfort and the waterfront scenery beyond. A convenient guest bath and dedicated laundry room complete the main level. The second-floor primary bedroom offers a private retreat with direct access to a waterfront balcony overlooking the canal. It also features a walk-in closet and an en-suite bathroom with dual vanities, abundant storage, and a step-in shower. Two additional bedrooms and a full guest bath provide comfortable accommodations for family and visitors. Step outside and experience the true highlight of the property. An expansive waterfront patio, covered gazebo, and above-ground pool create a backyard designed for entertaining and relaxation. The private floating dock has electricity and a fish cleaning station. The existing boat lift provide convenient access for boating, fishing, kayaking, and paddleboarding, while wide canal frontage offers quick and direct access to open waterways and the Gulf beyond. There’s also a custom-built boathouse/storage shed that matches the house, and a white vinyl fence around the rear yard. Thoughtfully designed to embrace its waterfront setting, this exceptional property delivers the Florida lifestyle so many dream about.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,394

Sqft

0.19 ac

Lot size

2

Garage

1984

Year built

Two

Levels

$292

Per sqft

Private poolWaterfrontWater viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofOther · Shingle
ConstructionBlock · Concrete · Other · Stucco
FoundationBlock · Other
ViewWater
FacesEast
ParkingGarage Door Opener
ExteriorOther

Community & fees

Taxes (2025)$8,877/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Phone Available · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,934 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$740
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,934/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$740
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$585KedgeAI estimate $759,754 · range $610K$873K$908K

vs edgeAI estimate

−8%

$/sqft vs Hernando Beach actives

$292 vs $361

Days on market

40 vs 35 typical

Where $292/sqft sits among the 45 Hernando Beach actives

4
13 · this home
10
7
5
6
$233–284$284–334$334–385$385–435$435–485$485+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Map of 4262 PARADISE CIRCLE

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

24 of 45

Hernando Beach actives have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 117% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,000 $11K
Jun 11, 2026Listed at $710,000 · 40 days on market since
1984Built · GULF COAST RET UNIT 6

Reality check

What actually sold near 4262 PARADISE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4383 BISCAYNE DRIVESold · Aug ’25

$562,500

4383 BISCAYNE DRIVE · same community

3 bd · 2 ba · 2,209 sqft · $255/sqft · 122 DOM

4049 COBIA DRIVESold · May ’26

$560,000

4049 COBIA DRIVE

3 bd · 2.5 ba · 2,444 sqft · $229/sqft · 488 DOM

4048 BLUEFISH DRIVESold · Apr ’26

$265,000

4048 BLUEFISH DRIVE

4 bd · 3 ba · 2,496 sqft · $106/sqft · 259 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4262 PARADISE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4262 PARADISE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

4262 PARADISE CIRCLE FAQs

What would the monthly payment be for 4262 PARADISE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,934/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4262 PARADISE CIRCLE?+

The most recent tax bill on record (2025) was $8,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando Beach?+

At $699,000, this home is listed about 28% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4262 PARADISE CIRCLE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,000 runs 117% above the HERNANDO BEACH 34607 median — but at 2,394 sqft it's also 53% larger than the typical Hernando Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $710,000, now $699,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7886663.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Hernando Beach homes, in your inbox

Like 4262 PARADISE CIRCLE but not quite? A daily digest of every new listing in Hernando Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kat to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 21, 2026 at 1:16 PM UTC. The listing information on this page last changed on July 21, 2026 at 1:16 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 21, 2026 at 1:16 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 21, 2026 at 1:16 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.