
4262 PARADISE CIRCLE, HERNANDO BEACH, FL, 34607
Active40 days on marketListed Jun 11, 2026MLS #W7886663
About this home
4262 PARADISE CIRCLE
Currently used as an income producing Airbnb (can be sold completely furnished) and perfectly positioned on a 0.19-acre canal-front homesite, this waterfront residence with 3 bedrooms, 2.5 bathrooms, and 2 car garage, offers direct access to the Gulf and is the ideal blend of comfort, space, and the laid-back coastal lifestyle Hernando Beach is known for. A charming blue exterior, expansive front lawn, and impressive two-story entry create a memorable first impression, while decorative glass double doors welcome you into a bright and inviting interior. Adding to the home's appeal, the water heater was updated in 2024. Inside, soaring ceilings and abundant natural light enhance the home's spacious feel. The living room is highlighted by a vaulted ceiling, exposed wood beam, tile floors, and oversized windows overlooking the front landscape, while the adjacent dining area provides an ideal setting for gatherings and offers direct access to the outdoor entertaining spaces. Adjacent to the kitchen, you'll find a thoughtfully designed built-in desk area featuring a granite counter, extensive cabinetry, crown molding, and ample storage. The beautifully updated kitchen serves as the heart of the home, also showcasing granite countertops, stainless steel appliances, white upper cabinetry paired with navy lower cabinetry, breakfast bar, tray ceiling with crown molding, and a bright breakfast nook perfect for casual dining. Toward the rear of the home, the family room is enhanced by elegant crown molding and sliding glass doors that open seamlessly into the Florida room, where walls of windows, showcase breathtaking canal views and fill the space with natural light. Whether relaxing with family or entertaining guests, these interconnected spaces create a seamless flow between indoor comfort and the waterfront scenery beyond. A convenient guest bath and dedicated laundry room complete the main level. The second-floor primary bedroom offers a private retreat with direct access to a waterfront balcony overlooking the canal. It also features a walk-in closet and an en-suite bathroom with dual vanities, abundant storage, and a step-in shower. Two additional bedrooms and a full guest bath provide comfortable accommodations for family and visitors. Step outside and experience the true highlight of the property. An expansive waterfront patio, covered gazebo, and above-ground pool create a backyard designed for entertaining and relaxation. The private floating dock has electricity and a fish cleaning station. The existing boat lift provide convenient access for boating, fishing, kayaking, and paddleboarding, while wide canal frontage offers quick and direct access to open waterways and the Gulf beyond. There’s also a custom-built boathouse/storage shed that matches the house, and a white vinyl fence around the rear yard. Thoughtfully designed to embrace its waterfront setting, this exceptional property delivers the Florida lifestyle so many dream about.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,394
Sqft
0.19 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,934 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,934/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs Hernando Beach actives
$292 vs $361
Days on market
40 vs 35 typical
Where $292/sqft sits among the 45 Hernando Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
24 of 45
Hernando Beach actives have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4262 PARADISE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$562,500
4383 BISCAYNE DRIVE · same community
3 bd · 2 ba · 2,209 sqft · $255/sqft · 122 DOM
Sold · May ’26$560,000
4049 COBIA DRIVE
3 bd · 2.5 ba · 2,444 sqft · $229/sqft · 488 DOM
Sold · Apr ’26$265,000
4048 BLUEFISH DRIVE
4 bd · 3 ba · 2,496 sqft · $106/sqft · 259 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4262 PARADISE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4262 PARADISE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4262 PARADISE CIRCLE FAQs
What would the monthly payment be for 4262 PARADISE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,934/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4262 PARADISE CIRCLE?+
The most recent tax bill on record (2025) was $8,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $699,000, this home is listed about 28% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4262 PARADISE CIRCLE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 117% above the HERNANDO BEACH 34607 median — but at 2,394 sqft it's also 53% larger than the typical Hernando Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $710,000, now $699,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7886663.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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