9812 51ST AVENUE N, ST PETERSBURG, FL, 33708
Active67 days on marketListed Jun 11, 2026MLS #W7886650
About this home
9812 51ST AVENUE N
Welcome to this charming retreat just minutes from the beach! This beautifully maintained 3-bedroom, 2-bathroom home offers 1,712 sq/ft of comfortable living space and is packed with valuable updates. Enjoy peace of mind with a NEW ROOF (2023), NEW GARAGE DOOR (2024), freshly painted interior and exterior (2025), A/C (2018), and Water Heater (2018). Step inside to find tile flooring throughout the main living areas. Enjoy the spacious split floor plan. The kitchen features granite countertops, newer stainless steel appliances, and a reverse osmosis system conveniently located under the kitchen sink. The spacious layout seamlessly blends comfort and functionality, making it ideal for everyday living and entertaining! Out back, you'll love the fully fenced backyard featuring a newer covered deck, perfect for hosting family and friends or giving your furry companions plenty of room to roam. A 10x10 storage shed provides additional space for tools, toys, and outdoor equipment. Best of all, there's NO HOA and NO flood insurance required, as the home sits high and dry. Whether you're looking for a primary residence, vacation getaway, or income-producing investment property, this exceptional home offers the perfect combination of location, convenience, and value. Just minutes from beautiful beaches, shopping, dining, entertainment, and more!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,712
Sqft
0.16 ac
Lot size
1
Garage
1959
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,302 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,302/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs St Petersburg actives
$262 vs $344
Days on market
67 vs 57 typical
Where $262/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 9812 51ST AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$595,000
4781 97TH WAY N · same community
3 bd · 2 ba · 1,607 sqft · $370/sqft · 43 DOM
Sold · Mar ’26$500,500
9854 51ST AVENUE N · same community
3 bd · 2 ba · 1,604 sqft · $312/sqft · 83 DOM
Sold · Jul ’26$547,000
9836 52ND TERRACE N · same community
4 bd · 2 ba · 1,822 sqft · $300/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9812 51ST AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9812 51ST AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
9812 51ST AVENUE N FAQs
What would the monthly payment be for 9812 51ST AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,302/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9812 51ST AVENUE N?+
The most recent tax bill on record (2025) was $3,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9812 51ST AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $449,000, this home is listed about 3% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9812 51ST AVENUE N?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33708 market on paper
$449,000 is 4% below the ST PETERSBURG 33708 median of $469,999, and at $262/sqft it sits under the St Petersburg average of $380.
02Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $470,000, now $449,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Cortney Bain. MLS #W7886650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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