13605 GARRIS DRIVE, HUDSON, FL, 34667
Active76 days on marketListed May 16, 2026MLS #W7885778
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Upcoming open house
Sat, Aug 1
11:00 AM – 1:00 PM
About this home
13605 GARRIS DRIVE
Gulf access waterfront opportunity under $300K in Sea Ranch on the Gulf! Just three canals from the open Gulf of Mexico, this 2 bedroom 2 bath home offers approximately 60 feet of canal frontage, a 6,000 sq ft homesite, over 1,100 heated sq ft, and 1,853 total sq ft of flexible living space. Features include a Florida room, versatile bonus area, granite kitchen countertops, and important big-ticket updates including a 2021 roof and 2021 HVAC. This property offers the waterfront lifestyle buyers want such as boating, fishing, kayaking, and Gulf access while still leaving room to customize and add value. A strong option for a seasonal retreat, full-time coastal residence, or value-add waterfront investment.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.14 ac
Lot size
1
Garage
1972
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,314 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,314/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs SEA RANCH ON GULF
$256 vs $302
Days on market
76 vs 42 typical
Where $256/sqft sits among the 30 homes for sale in SEA RANCH ON GULF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sea Ranch On The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Sea Ranch On The Gulf — neighborhood snapshot
Population
995
Median age
60
Median income
$69,375
Median home value
$267,400
Avg household
2
Households w/ children
10%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
17 of 30
SEA RANCH ON GULF have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 13605 GARRIS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
13607 FRANCES AVENUE · same community
3 bd · 2 ba · 1,148 sqft · $348/sqft · 143 DOM
Sold · Nov ’25$205,000
13716 BRITTON DRIVE · same community
2 bd · 1.5 ba · 1,112 sqft · $184/sqft · 78 DOM
Sold · Sep ’25$175,000
6418 KATHLEEN DRIVE · same community
1 bd · 1 ba · 1,106 sqft · $158/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13605 GARRIS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13605 GARRIS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
13605 GARRIS DRIVE FAQs
What would the monthly payment be for 13605 GARRIS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,314/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13605 GARRIS DRIVE?+
The most recent tax bill on record (2025) was $3,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13605 GARRIS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $295,000, this home is listed about 11% below the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13605 GARRIS DRIVE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Hsin Wang, Pa. MLS #W7885778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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