375 E LIBERTY STREET, HERNANDO, FL, 34442
Active123 days on marketListed Mar 19, 2026MLS #W7883969
About this home
375 E LIBERTY STREET
Welcome to Citrus Hills living at its best! This 3-bedroom, 2-bath pool home sits on a spacious half-acre lot with a beautiful view of the 9th green of the Oaks Course—perfect for enjoying peaceful mornings or unwinding at the end of the day. There is privacy as well as a view. Inside, you’ll find a comfortable, well-designed layout with thoughtful upgrades throughout. The kitchen features a gas range, stainless steel appliances, and an under-mount sink, and opens right into the family room with a charming and cozy wood-burning fireplace. There’s also a separate living and dining area just off the kitchen, with easy access to the huge and sunny glass-enclosed Florida room—great for extra space to relax or entertain. The split floor plan offers privacy, with an updated primary suite that includes dual sinks, a walk-in closet, and a barn door for a little added style. Two additional bedrooms and a full bath are tucked away on the opposite side of the home. Step outside and you’ll really appreciate the oversized pool deck—plenty of room to host friends or just enjoy the Florida sunshine. You’ll also have an indoor laundry room, a 2-car garage with a utility sink, and everything you need just minutes away—golf, shopping, dining, and medical facilities. Living in Citrus Hills means access to incredible amenities. with a mandatory membership, including golf, tennis, pickleball, fitness center, spa, pools, restaurants, dog parks, and a full calendar of social events. Easy, comfortable, and full of lifestyle—this is a home you’ll love coming back to.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,978
Sqft
0.5 ac
Lot size
2
Garage
1986
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,838 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,838/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs CITRUS HILLS 1ST ADD
$185 vs $213
Days on market
123 vs 37 typical
Where $185/sqft sits among the 23 homes for sale in CITRUS HILLS 1ST ADD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Drive times from this address
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
15 of 23
CITRUS HILLS 1ST ADD have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 375 E LIBERTY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$355,000
884 W MASSACHUSETTS STREET · same community
3 bd · 2 ba · 1,973 sqft · $180/sqft · 1 DOM
Sold · Jan ’26$475,000
921 N JILL AVENUE · same community
3 bd · 2 ba · 2,009 sqft · $236/sqft · 115 DOM
Sold · May ’26$399,000
221 N NASHVILLE AVENUE · same community
3 bd · 2.5 ba · 2,022 sqft · $197/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 375 E LIBERTY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 375 E LIBERTY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
375 E LIBERTY STREET FAQs
What would the monthly payment be for 375 E LIBERTY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,838/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 375 E LIBERTY STREET?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 375 E LIBERTY STREET?+
The most recent tax bill on record (2025) was $4,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 375 E LIBERTY STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $365,000, this home is listed about 2% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 375 E LIBERTY STREET?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 31% above the HERNANDO 34442 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
123 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Beth Powanda. MLS #W7883969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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