320 S OTIS AVENUE, LECANTO, FL, 34461
Active152 days on marketListed Mar 5, 2026MLS #W7883522
About this home
320 S OTIS AVENUE
AFFORDABLE!! MOVE-IN READY!!!! REMODELED!! EVERYTHING is NEW + NEW WINDOWS + NEW ROOF + NEW AC UNITS + NEW Kitchen + NEW Cabinets + NEW countertops + NEW plumbing fixtures + NEW lighting fixtures + NEW flooring!! This 1 bed 1.5 bath home is that has No Flood, No HOA and No CDD. GREAT TINY HOME for anyone looking to have a gorgeous home of their own and stop paying rent throwing your money away!!! Invest in your future!! Own your own home and take pride in your new home!!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
600
Sqft
0.07 ac
Lot size
1965
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,144 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,144/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lecanto actives
$233 vs $193
Days on market
152 vs 68 typical
Where $233/sqft sits among the 51 Lecanto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lecanto
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $275K
Lecanto median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
27 of 51
Lecanto actives have cut their price
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 320 S OTIS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$118,000
89 S SCARBORO AVENUE
1 bd · 1 ba · 672 sqft · $176/sqft · 52 DOM
Sold · Oct ’25$250,000
1215 W PEARSON STREET
2 bd · 2 ba · 1,550 sqft · $161/sqft · 8 DOM
Sold · Jun ’26$394,900
1212 W REDDING STREET
2 bd · 2 ba · 1,972 sqft · $200/sqft · 346 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 320 S OTIS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 320 S OTIS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
320 S OTIS AVENUE FAQs
What would the monthly payment be for 320 S OTIS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,144/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 320 S OTIS AVENUE?+
The most recent tax bill on record (2025) was $1,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lecanto?+
At $140,000, this home is listed about 61% below the Lecanto median of $360,000. The market section on this page shows how the area is trending.
Which schools are assigned to 320 S OTIS AVENUE?+
Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LECANTO 34461 market on paper
$140,000 is 61% below the LECANTO 34461 median of $360,000, and at $233/sqft it sits under the Lecanto average of $235.
02Time on market is leverage
152 days on market against a Lecanto median of 68 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $159,900, now $140,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Kimberly Pye, PA. MLS #W7883522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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