3365 INDIAN RIVER STREET, SPRING HILL, FL, 34609
Active274 days on marketListed Nov 2, 2025MLS #W7879927
About this home
3365 INDIAN RIVER STREET
Price Improvement Don't miss this move-in-ready meticulously maintained three bedroom, two bathroom home and a two car garage is coveted in the highly sought-after Phase 4 neighborhood of Pristine Place an enclave where Florida living is effortless and uncomplicated. Welcome home as you step thru the elegant double glass entry doors into this nearly 2000-square-foot residence. Beautiful wide tile flooring and sculpted, oversize baseboards add a touch of sophistication and luxury throughout the home. The open-concept kitchen and living area feature soaring vaulted ceilings and an abundance of natural lighting. Kitchen boasts beautiful cabinetry, a spacious center island, a large pantry, a dinette area and a charming breakfast nook. French doors lead to the screened in lanai , the perfect spot to enjoy your morning coffee or unwind after a long day with taking in the peaceful views of the expansive fully fenced backyard with no rear neighbors. This home also features a formal dining room as well as a large family room, ideal for entertaining. The expansive master suite includes large his and hers walk in closets with french doors leading to the relaxing screened in lanai. Master bath offers tiled walk-in shower, double sink vanity,garden tub and luxury tile flooring. Additional spacious bedrooms feature large closets and a second bathroom with tiled shower/tub, andvanity. A spacious linen closet, and an indoor laundry area. The two-car garage offers ample storage space. The home is meticulously maintained with adundant natural light throughout. The club house offers fitness center, pool, playground, library and room for special events. New roof 2022, HVAC 2026, wide luxury floor tile thru out 2024, new backyard fencing all giving you peace of mind for years to come. While you are nestled in this rare find you are only minutes from numerous amenities including dining, shopping, community park complete with new splash pad and Suncoast Parkway for easy access and commuting to many more amenities(airport,beaches) Enjoy the resort lifestyle without all the work.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,968
Sqft
0.3 ac
Lot size
2
Garage
2004
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs Spring Hill actives
$178 vs $193
Days on market
274 vs 29 typical
Where $178/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $314K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
214 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 3365 INDIAN RIVER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$545,000
13422 TWINBERRY DRIVE · same community
4 bd · 3 ba · 2,725 sqft · $200/sqft · 47 DOM
Sold · Dec ’25$340,000
13238 ASBURY STREET
3 bd · 2 ba · 1,955 sqft · $174/sqft · 161 DOM
Sold · Mar ’26$350,000
13970 NW CORONADO DRIVE
3 bd · 2 ba · 2,007 sqft · $174/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3365 INDIAN RIVER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3365 INDIAN RIVER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3365 INDIAN RIVER STREET FAQs
What would the monthly payment be for 3365 INDIAN RIVER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,851/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3365 INDIAN RIVER STREET?+
The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3365 INDIAN RIVER STREET?+
The most recent tax bill on record (2024) was $4,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3365 INDIAN RIVER STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $350,000, this home is listed about 1% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3365 INDIAN RIVER STREET?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIDGE POINT BUSINESS REAL EST · Yvonne Levandowski. MLS #W7879927.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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