CHURCH, LAKE HELEN, FL, 32744
Active2 days on marketListed Aug 3, 2026MLS #V4950523
About this home
CHURCH
NO HOA! LOCATION! LOCATION! LOCATION! Discover the perfect blend of peaceful country living and everyday convenience on this beautiful 2.5-acre high-and-dry homesite in desirable Lake Helen. Shaded by magnificent mature oak trees, this picturesque property offers the ideal setting to build your dream home. Zoned Rural Residential, you'll have the freedom to enjoy the lifestyle you've always wanted. Bring your horses and other farm animals, create your own hobby farm, or simply enjoy the privacy and wide-open space that acreage living provides. Conveniently located just minutes from I-4, you'll have easy access to Orlando, Daytona Beach, world-famous beaches, shopping, dining, medical facilities, and Central Florida's renowned attractions—all while enjoying the quiet charm of the countryside. Located in a USDA-eligible area, qualified buyers may have access to USDA one-time-close construction financing, allowing the land purchase and construction of a new home to be financed together in a single closing. Qualified buyers may also be eligible for zero down financing, making this an outstanding opportunity to build your dream home. Need more room? The adjoining 2.5-acre parcel is also available, offering the rare opportunity to own 5 contiguous acres—perfect for a family compound, multigenerational living, an equestrian property, or your own private estate. Properties like this are becoming increasingly difficult to find. Don't miss your chance to own this exceptional piece of Old Florida paradise!
Facts & features
The home at a glance
2.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,403 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,403/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Helen
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Helen. See the full Lake Helen guide →
LAKE HELEN 32744 — neighborhood snapshot
Population
3,716
Median age
43.7
Median income
$95,096
Median home value
$371,100
Avg household
2.9
Households w/ children
364
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Helen market
$440K → $449K
Lake Helen median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Lake Helen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the LAKE HELEN 32744 median. See the full Lake Helen market guide →
Paper trail
This home's history
Reality check
What actually sold near CHURCH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$200,000
130 W PENNSYLVANIA
2 bd · 1 ba · 768 sqft · $260/sqft · 43 DOM
Sold · Oct ’25$230,000
462 S GOODWIN STREET
2 bd · 1 ba · 876 sqft · $263/sqft · 0 DOM
Sold · Mar ’26$175,000
192 E PENNSYLVANIA AVENUE
2 bd · 1 ba · 888 sqft · $197/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about CHURCH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for CHURCH — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
CHURCH FAQs
What would the monthly payment be for CHURCH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on CHURCH?+
The most recent tax bill on record (2026) was $1,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at CHURCH?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Helen?+
At $177,900, this home is listed about 75% below the Lake Helen median of $714,000. The market section on this page shows how the area is trending.
Which schools are assigned to CHURCH?+
Volusia Pines Elementary School (elementary), Deland High School (high), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Billy Ryals. MLS #V4950523.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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