Kat Bonelli
$579,9003 bd2 ba2,009 sqft$289 /sqft$3,947 /mo all-in ↓

491 W DELAWARE AVENUE, LAKE HELEN, FL, 32744

Active9 days on marketListed Jul 31, 2026MLS #V4950480

Single Family ResidenceTHE WOODS OF LAKE HELEN

About this home

491 W DELAWARE AVENUE

Welcome to this exceptional 3-bedroom, 2-bath Craftsman-style home located in the highly sought-after Woods of Lake Helen. Perfectly positioned on a professionally landscaped corner lot, this home offers the perfect blend of timeless design, modern comfort, and small-town charm. Step inside to an open-concept floor plan filled with natural light, high ceilings, luxury vinyl plank flooring, and plantation shutters throughout. The beautiful chef inspired kitchen is the heart of the home, featuring white cabinetry, a farmhouse sink, ample counter space, and an inviting layout ideal for both everyday living and entertaining. The private primary suite is thoughtfully situated at the rear of the home, creating a peaceful retreat. The spa-inspired primary bathroom feels like something out of a luxury resort magazine with its oversized walk-in shower, dual vanities, custom tile flooring, abundant storage, and an impressive walk-in closet that offers more than enough room for your wardrobe and linens. Even the spacious laundry room has been designed with functionality and convenience in mind, making everyday chores a pleasure. Outside, you’ll immediately appreciate the exceptional curb appeal highlighted by stone-accented Craftsman columns, a large covered front porch perfect for relaxing in a rocking chair, and professionally maintained St. Augustine sod. The home is equipped with a full irrigation system supplied by a private irrigation well, helping keep the landscaping beautiful year-round. Out back, the oversized covered lanai overlooks a fully fenced backyard, providing the perfect space for entertaining, pets, or simply enjoying Florida’s beautiful weather. Located in the charming city of Lake Helen, affectionately known as “The Gem of Florida,” this home offers the rare opportunity to enjoy a true small-town lifestyle while remaining conveniently located between Orlando and Daytona Beach with quick access to I-4. Lake Helen is beloved for its locally owned restaurants, Saturday farmers market, beautiful tree-lined streets, and the unique distinction of having no traffic lights, creating a peaceful atmosphere that’s becoming increasingly difficult to find. This is a rare opportunity to own a beautifully maintained home in one of Central Florida’s most desirable communities. Schedule your private showing today and experience

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,009

Sqft

0.42 ac

Lot size

2

Garage

2020

Year built

One

Levels

$289

Per sqft

City & Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stone
FoundationSlab
ViewCity · Trees/Woods
FacesNorth
ExteriorFrench Doors · Irrigation System · Private Yard · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$97/mo
Taxes (2025)$4,127/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Meter · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,947 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$344
HOA fee — from the listing$97
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,990
Interest rate6.00%
Loan term

Estimated payment

$3,947/mo

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property taxes (actual bill)$344
HOA / condo fee$97
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $580K
$434KedgeAI estimate $482,308 · range $452K$559K$603K

vs edgeAI estimate

+20.2%

$/sqft vs Lake Helen actives

$289 vs $305

Days on market

9 vs 32 typical

Where $289/sqft sits among the 15 Lake Helen actives

5
6 · this home
2
1
0
1
$186–275$275–364$364–453$453–542$542–632$632+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Helen

Map of 491 W DELAWARE AVENUE

Drive times from this address

Downtown Orlando38 min
Universal Orlando50 min
Orlando Int’l Airport (MCO)57 min
Walt Disney World62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Helen. See the full Lake Helen guide →

LAKE HELEN 32744 — neighborhood snapshot

Population

3,716

Median age

43.7

Median income

$95,096

Median home value

$371,100

Avg household

2.9

Households w/ children

364

For the school run

Volusia County School District

ElementaryVolusia Pines Elementary School★★★★★
HighDeland High School★★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Helen market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$440K$449K

Lake Helen median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

2 of 15

Lake Helen actives have cut their price

Median sold price, Lake Helen, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the LAKE HELEN 32744 median. See the full Lake Helen market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $579,900 · 9 days on market since
2020Built · THE WOODS OF LAKE HELEN

Reality check

What actually sold near 491 W DELAWARE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

226 W PENNSYLVANIA AVENUESold · Jan ’26

$513,000

226 W PENNSYLVANIA AVENUE

4 bd · 2.5 ba · 2,035 sqft · $252/sqft · 3 DOM

349 BAKER AVENUESold · Mar ’26

$490,000

349 BAKER AVENUE

4 bd · 2 ba · 1,976 sqft · $248/sqft · 4 DOM

326 W DELAWARE AVENUESold · Aug ’26

$599,000

326 W DELAWARE AVENUE

3 bd · 2 ba · 2,054 sqft · $292/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 491 W DELAWARE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 491 W DELAWARE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

491 W DELAWARE AVENUE FAQs

What would the monthly payment be for 491 W DELAWARE AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,947/mo — principal and interest, the actual property-tax bill, the $97/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 491 W DELAWARE AVENUE?+

The association fee works out to $97 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 491 W DELAWARE AVENUE?+

The most recent tax bill on record (2025) was $4,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 491 W DELAWARE AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Helen?+

At $579,900, this home is listed about 21% below the Lake Helen median of $731,750. The market section on this page shows how the area is trending.

Which schools are assigned to 491 W DELAWARE AVENUE?+

Volusia Pines Elementary School (elementary), Deland High School (high), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY LLC · Mike Miller. MLS #V4950480.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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