Kat Bonelli
$649,0004 bd2.5 ba2,352 sqft$276 /sqft$4,550 /mo all-in ↓

421 ELLIOTT AVENUE, SANFORD, FL, 32771

Active5 days on marketListed Jul 30, 2026MLS #V4950469

Single Family ResidenceFORT MELLON

About this home

421 ELLIOTT AVENUE

This mid-century, move in ready house is special; you will feel it upon entering. A custom-built home in 1962 has unique and stunning characteristics that are not found in modern homes. Notice the marble compass rose medallion set into the tile floor while you are in the foyer. Look further and you will see the expansive sunken living room with the floor to ceiling slate wood-burning fireplace and 12’ insulated sliding doors offering a fantastic view of the screened lanai and beautiful backyard. The living room is open to the dining room that features the original wood floor, chair rail, a wrought iron railing and a 6’ insulated sliding doors to the lanai. The kitchen has the original hardwood cabinets and vented hood, breakfast bar, updated stainless-steel appliances, disposal and electric cook-top. Adjoining the kitchen is the large breakfast/morning room. Next to the kitchen, there is a large walk-in pantry and laundry room with cabinets and a folding counter. Crown molding is throughout the house which was solidly built with plaster covered walls and ceilings. Down the wide hallway there is attic access and a large linen closet. From the hallway, you will find the 4 bedrooms and 2.5 bathrooms. The primary bedroom boasts two walk-in closets and an en-suite bathroom. Relax or entertain on the 28’ screened lanai, with 6” foam insulated roof, 3 ceiling fans and wood-grain porcelain tile floors. The oversized garage is something special too! Details include an epoxy floor, attic stairs to the attic with wood flooring, service doors at the front and rear, and a surprise utility/workshop/hobby room with mini-split A/C and sink or washer/dryer hook-ups. The exterior includes a motor court design circular drive, front porch with slate floor and wood ceiling, almost a 1/2 acre featuring mature landscaping and several concrete patios for entertaining. The large rear yard with alley access is fully enclosed by an ivy- covered block wall and PVC fencing. The yard includes a fountain, shed with electricity and a stately live oak. There is no HOA, so bring your boat or RV and park it on the north side pad with a 50-amp electric outlet. Other features include a shingle roof (2018), ductwork and HVAC with 2 stage heat pump (2018), a whole house backup generator and two large propane tanks (2022), new microwave (2025), dishwasher (2025), water line from the street to the house replaced (2022), Safetouch cameras and sensors, and an artesian well-fed sprinkler system. The house has CAT 5 cable connecting three routers with wifi. The current owner is also including plywood that has been cut to fit the windows but was never actually used/attached to them. During hurricane Ian, the current owners experienced zero flooding despite the close proximity to Lake Monroe. The generator, trees and A/C are all inspected and maintained annually. Located in the golf cart zone, this house is only four blocks to Lake Monroe and Sanford’s Riverwalk, and less than a mile to the thriving historic downtown. Sanford is the largest city in Seminole County, but you will feel like you’re living in a small town. Schedule your showing now, this beauty won't last long!!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,352

Sqft

0.44 ac

Lot size

2

Garage

1962

Year built

One

Levels

$276

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile · Porcelain Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ParkingBoat · Circular Driveway · Curb Parking · Driveway · Garage Door Opener · On Street · Parking Pad · Workshop in Garage
ExteriorIrrigation System · Lighting · RV Hookup · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$7,740/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,550 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2025 actual bill$645
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,550/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$645
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$236KedgeAI estimate $433,214 · range $246K$372K$675K

vs edgeAI estimate

+49.8%

$/sqft vs Sanford actives

$276 vs $217

Days on market

5 vs 32 typical

Where $276/sqft sits among the 393 Sanford actives

63
97
94
63
44 · this home
32
$153–180$180–207$207–234$234–262$262–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Map of 421 ELLIOTT AVENUE

Drive times from this address

Downtown Orlando33 min
Orlando Int’l Airport (MCO)42 min
Universal Orlando45 min
Walt Disney World57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32771 — neighborhood snapshot

Population

59,708

Median age

38.7

Median income

$74,520

Median home value

$332,500

Avg household

2.66

Households w/ children

7,359

For the school run

Seminole County School District

ElementaryGoldsboro Elementary Magnet★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
HighSeminole High School★★★★★
ElementaryWilson Elementary School★★★★
MiddleMarkham Woods Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$354K$378K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

206 of 393

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $649,000 · 5 days on market since
1962Built · FORT MELLON

Reality check

What actually sold near 421 ELLIOTT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

418 S SUMMERLIN AVENUESold · Aug ’25

$412,000

418 S SUMMERLIN AVENUE · same community

3 bd · 2 ba · 1,844 sqft · $223/sqft · 130 DOM

358 FAIRFIELD DRIVESold · Jan ’26

$395,000

358 FAIRFIELD DRIVE

4 bd · 2.5 ba · 2,215 sqft · $178/sqft · 39 DOM

115 DREW AVENUESold · Apr ’26

$148,000

115 DREW AVENUE

4 bd · 1.5 ba · 2,184 sqft · $68/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 421 ELLIOTT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 421 ELLIOTT AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

421 ELLIOTT AVENUE FAQs

What would the monthly payment be for 421 ELLIOTT AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,550/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 421 ELLIOTT AVENUE?+

The most recent tax bill on record (2025) was $7,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sanford?+

At $649,000, this home is listed about 71% above the Sanford median of $379,950. The market section on this page shows how the area is trending.

Which schools are assigned to 421 ELLIOTT AVENUE?+

Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,000 runs 86% above the SANFORD 32771 median — but at 2,352 sqft it's also 35% larger than the typical Sanford listing.

02Fresh on the market

Only 5 days on market in a Sanford market that averages 32 — if it fits, move quickly.

03Strong assigned schools

Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Brenda Griffiths. MLS #V4950469.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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