Kat Bonelli
$724,5003 bd2.5 ba2,438 sqft$297 /sqft$4,938 /mo all-in ↓

114 COQUINA KEY DRIVE, ORMOND BEACH, FL, 32176

Active3 days on marketListed Jul 17, 2026MLS #V4950172

Single Family ResidenceCOQUINA KEY UNIT 01

About this home

114 COQUINA KEY DRIVE

Furniture is negotiable! Experience the ultimate Florida coastal lifestyle in this beautifully designed two-story home, perfectly located just a short walk from Ormond Beach's highly desirable no-drive beach with private community beach access. Combining luxury finishes, a thoughtfully designed floor plan, and an unbeatable beachside location, this exceptional home offers the ideal primary residence, second home, or vacation retreat just steps from the Atlantic Ocean. From the moment you arrive, you'll appreciate the stunning curb appeal, paver driveway, lush landscaping, and inviting covered front entry. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create a bright, airy atmosphere ideal for everyday living and entertaining. The chef-inspired kitchen is the heart of the home, featuring a large center island with seating, quartz countertops, stainless steel appliances, abundant cabinetry, and a spacious dining area that flows seamlessly into the living room. Elegant French doors open to the covered lanai, creating effortless indoor-outdoor living and bringing the beauty of the backyard into the home. The first-floor primary suite provides the privacy every homeowner desires with peaceful backyard views. The spa-inspired ensuite features a double vanity, oversized walk-in shower, private water closet, and an impressive custom walk-in closet with built-in organization. Additional storage can be found beneath the staircase, offering the perfect place to keep seasonal items, beach gear, and everyday essentials neatly tucked away. Upstairs, you'll find two generously sized guest bedrooms, a full bathroom, plus additional storage space, making the second level ideal for family, guests, or a home office setup. Step outside and discover your own private backyard oasis. The expansive covered lanai with beautiful paver patio creates the perfect setting for morning coffee, outdoor dining, weekend gatherings, or simply relaxing while enjoying the coastal breeze. The professionally landscaped backyard offers a peaceful retreat with plenty of room to entertain and enjoy Florida living year-round. Living here means enjoying an incredible beachside lifestyle with the added convenience of private community beach access just steps away. Spend your mornings walking along Ormond Beach's beautiful no-drive beach, watching breathtaking sunrises over the Atlantic, or enjoying endless days of sand and surf. You'll also be conveniently located near waterfront parks, walking and biking trails, restaurants, shopping, golf courses, and everything that makes Ormond Beach one of Florida's most desirable coastal communities. The low-maintenance lifestyle continues with an HOA that includes cable and high-speed internet, adding exceptional value and convenience. Whether you're searching for an Ormond Beach beach home, home within walking distance to the beach, Florida coastal home, primary suite downstairs, luxury beachside home, move-in ready beach house, or the perfect full-time residence, vacation home, or investment opportunity, this exceptional property offers the best of luxury, comfort, and location. Schedule your private showing today and experience why beachside living in Ormond Beach is unlike anywhere else.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,438

Sqft

0.19 ac

Lot size

2

Garage

2016

Year built

Two

Levels

$297

Per sqft

Inside

FlooringTile
AppliancesConvection Oven · Cooktop · Dishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorLighting · Rain Gutters

Community & fees

HOA fee$84/mo
Taxes (2025)$6,160/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,938 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,909
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$513
HOA fee — from the listing$84
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,450
Interest rate6.00%
Loan term

Estimated payment

$4,938/mo

Principal & interest$3,909
PMI (est., until 20% equity)$272
Property taxes (actual bill)$513
HOA / condo fee$84
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$456KedgeAI estimate $772,172 · range $475K$944K$982K

vs edgeAI estimate

−6.2%

$/sqft vs Ormond Beach actives

$297 vs $235

Days on market

3 vs 41 typical

Where $297/sqft sits among the 400 Ormond Beach actives

187
114 · this home
40
24
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 114 COQUINA KEY DRIVE

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $724,500 · 3 days on market since
2016Built · COQUINA KEY UNIT 01

Reality check

What actually sold near 114 COQUINA KEY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3802 ISLAMORADA DRIVESold · Apr ’26

$525,000

3802 ISLAMORADA DRIVE · same community

3 bd · 2 ba · 1,997 sqft · $263/sqft · 0 DOM

3806 ISLAMORADA DRIVESold · Jun ’26

$470,000

3806 ISLAMORADA DRIVE · same community

3 bd · 2 ba · 1,631 sqft · $288/sqft · 141 DOM

3804 ISLAMORADA DRIVESold · Apr ’26

$389,000

3804 ISLAMORADA DRIVE · same community

3 bd · 2 ba · 1,631 sqft · $239/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 114 COQUINA KEY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 114 COQUINA KEY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

114 COQUINA KEY DRIVE FAQs

What would the monthly payment be for 114 COQUINA KEY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,938/mo — principal and interest, the actual property-tax bill, the $84/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 114 COQUINA KEY DRIVE?+

The association fee works out to $84 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 114 COQUINA KEY DRIVE?+

The most recent tax bill on record (2025) was $6,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 114 COQUINA KEY DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $724,500, this home is listed about 70% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 114 COQUINA KEY DRIVE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$724,500 runs 107% above the ORMOND BEACH 32176 median — but at 2,438 sqft it's also 26% larger than the typical Ormond Beach listing.

02Fresh on the market

Only 3 days on market in a Ormond Beach market that averages 41 — if it fits, move quickly.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX SIGNATURE · Marc Vigilante. MLS #V4950172.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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