123 RIO PINAR DRIVE, ORMOND BEACH, FL, 32174
Active54 days on marketListed May 26, 2026MLS #V4949287
About this home
123 RIO PINAR DRIVE
AMAZING POOL HOME IN ORMOND BEACH!! This gorgeous 4-bedroom, 3-bath home has tons of upgrades and charm! Pamper yourself in this Chef's Kitchen with Granite, Stainless & Upgraded Cabinetry. Spacious, Upscale Master Suite with Gorgeous Granite & King-sized Closet. All 3 bathrooms are beautifully designed & lit! Plantation Blinds and Shutters, Wood burning fireplace, Sunken Living Room and over-sized base boards add to the ambience. Enjoy your Veranda Time! This special gathering space leads to a shapely Heated and Screened Pool, Pavered Picnic Area and Inviting Gazebo. Veranda has remote roll-down shutters, triple sliders and captivates the beauty of this home! If that's not enough, there's an Oversized-Garage of 756 sq ft, whole house generator that stays and can run up to 10-days (owned 500 gal in-ground tank), New Roof 2022, 2 new a/c systems 2023, 2 water heaters, 2 Pull-Downs for Attic Storage and Central Vac!! Come be Totally Awed by this Amazing Home with Distinctive Taste!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,747
Sqft
0.35 ac
Lot size
2
Garage
1985
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,865 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,865/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$184 vs $235
Days on market
54 vs 41 typical
Where $184/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tomoka Oaks Country Club Estates
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Oaks Country Club Estates — neighborhood snapshot
Population
1,548
Median age
54
Median income
$132,960
Median home value
$433,860
Avg household
3
Households w/ children
180
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
197 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 RIO PINAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$815,000
89 N SAINT ANDREWS DRIVE
4 bd · 2.5 ba · 3,849 sqft · $212/sqft · 16 DOM
Sold · May ’26$550,000
77 N ST ANDREWS DR
4 bd · 2.5 ba · 3,293 sqft · $167/sqft · 7 DOM
Sold · Mar ’26$447,500
20 RIVER RIDGE TRAIL
4 bd · 2.5 ba · 3,236 sqft · $138/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 123 RIO PINAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 RIO PINAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
123 RIO PINAR DRIVE FAQs
What would the monthly payment be for 123 RIO PINAR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,865/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 RIO PINAR DRIVE?+
The most recent tax bill on record (2025) was $8,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 123 RIO PINAR DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $689,000, this home is listed about 62% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 123 RIO PINAR DRIVE?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$689,000 runs 72% above the ORMOND BEACH 32174 median — but at 3,747 sqft it's also nearly twice the size of the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tomoka Elementary School, David C. Hinson Senior Middle School, Seabreeze High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $695,827, now $689,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ashlee Selman. MLS #V4949287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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