Kat Bonelli
$354,900$369,9003 bd2 ba2,000 sqft$177 /sqft$2,888 /mo all-in ↓

341 MARINERS GATE DRIVE, EDGEWATER, FL, 32141

Active93 days on marketListed Apr 17, 2026MLS #V4948571

Reduced $15KWaterfrontSingle Family ResidenceMARINERS GATE PH 01

About this home

341 MARINERS GATE DRIVE

Peaceful water views and over 2,000 square feet of thoughtfully designed living space await in the highly desirable Mariners Gate community. This beautifully maintained 3-bedroom, 2-bath home with a spacious 2-car garage offers the perfect blend of comfort, privacy, peacefulness and convenience. Nestled off the beaten path and not situated off a main thoroughfare, this home enjoys a quiet setting with minimal traffic and no major road noise, enhancing the sense of tranquility. With no rear neighbors and serene waterfront scenery, this property truly captures the best of Florida living. Inside, you'll find a bright, open floor plan with vaulted ceilings and abundant natural light, creating an airy and inviting atmosphere throughout the main living areas. The split-bedroom layout offers ideal privacy for family, guests, or a home office. The oversized laundry room provides exceptional functionality, with ample space for storage and even room for a second full-size refrigerator. The living space flows seamlessly to the screened porch overlooking the water--an ideal setting for morning coffee or unwinding with a glass of wine in the evening. Generously sized, this outdoor space easily accommodates a grill and dining table and chairs, and/or a comfortable outdoor living set, making it perfect for both relaxing and entertaining. Major system updates offer peace of mind, including a new roof in 2021 and HVAC in 2020. Additional features include a generator-ready electrical setup, underground utilities throughout the community, irrigation on a private well with timer, a transferable termite bond, and a spacious 2-car garage. Located in the quiet Mariners Gate community in Edgewater, this home is perfectly positioned for commuters traveling to Daytona, Orlando, or Brevard, and is just a short drive to New Smyrna Beach's shopping, dining, and beaches. Mariners Gate is known for its peaceful atmosphere and high-and-dry setting, while still being just minutes from US-1, SR-442, and I-95. All information taken from the tax records and, while deemed reliable, cannot be guaranteed.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,000

Sqft

0.2 ac

Lot size

2

Garage

2005

Year built

One

Levels

$177

Per sqft

WaterfrontPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorPrivate Mailbox · Sidewalk

Community & fees

HOA fee$44/mo
Taxes (2025)$5,256/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,888 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$438
HOA fee — from the listing$44
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,422
Interest rate6.00%
Loan term

Estimated payment

$2,888/mo

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$438
HOA / condo fee$44
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$341KedgeAI estimate $373,306 · range $356K$405K$421K

vs edgeAI estimate

−4.9%

$/sqft vs Edgewater actives

$177 vs $204

Days on market

93 vs 39 typical

Where $177/sqft sits among the 152 Edgewater actives

52 · this home
53
22
8
5
12
$149–190$190–231$231–271$271–312$312–352$352+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater

Map of 341 MARINERS GATE DRIVE

Drive times from this address

Downtown Orlando67 min
Orlando Int’l Airport (MCO)67 min

Get to know Edgewater. See the full Edgewater guide →

EDGEWATER 32141 — neighborhood snapshot

Population

18,442

Median age

54.2

Median income

$61,110

Median home value

$244,000

Avg household

2.21

Households w/ children

1,591

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

76 of 152

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the EDGEWATER 32141 median. See the full Edgewater market guide →

Paper trail

This home's history

CurrentPrice reduced to $354,900 $15K
Apr 17, 2026Listed at $369,900 · 93 days on market since
2005Built · MARINERS GATE PH 01

Reality check

What actually sold near 341 MARINERS GATE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

342 MARINERS GATE DRIVESold · Jun ’26

$364,900

342 MARINERS GATE DRIVE · same community

4 bd · 2 ba · 1,852 sqft · $197/sqft · 27 DOM

706 E STARBOARD AVENUESold · Jun ’26

$337,500

706 E STARBOARD AVENUE

2 bd · 2 ba · 1,905 sqft · $177/sqft · 146 DOM

304 SUNSET VIEW DRSold · Aug ’25

$370,000

304 SUNSET VIEW DR

4 bd · 2 ba · 1,846 sqft · $200/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 341 MARINERS GATE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 341 MARINERS GATE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

341 MARINERS GATE DRIVE FAQs

What would the monthly payment be for 341 MARINERS GATE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,888/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 341 MARINERS GATE DRIVE?+

The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 341 MARINERS GATE DRIVE?+

The most recent tax bill on record (2025) was $5,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 341 MARINERS GATE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Edgewater?+

At $354,900, this home is listed about 8% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 341 MARINERS GATE DRIVE?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$354,900 runs 12% above the EDGEWATER 32141 median — but at 2,000 sqft it's also 23% larger than the typical Edgewater listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

93 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $369,900, now $354,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of SIMPLY REAL ESTATE · Geri Westfall Adams. MLS #V4948571.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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