8180 SW 80TH TERRACE, OCALA, FL, 34476
Active310 days on marketListed Sep 22, 2025MLS #V4944952
About this home
8180 SW 80TH TERRACE
OFFERED FULLY FURNISHED! Welcome home to this beautifully cared-for gem in the highly sought-after Indigo East community of On Top of the World! From the moment you pull up, the curb appeal will win you over with fresh exterior paint (2023) and a welcoming vibe that sets the tone for what’s inside. Step through the door and you’ll instantly notice the easy-flow split floor plan with nearly 1,600 sq. ft. of light and bright living space — no carpet in sight!? The heart of the home is the open kitchen, complete with a stylish backsplash (2019) that perfectly complements the airy feel. A sunny Florida room offers the perfect spot to sip your morning coffee or unwind in the evenings while overlooking the lush backyard and butterfly garden — a true sunset retreat.? This move-in ready home checks all the boxes with big-ticket updates already taken care of: roof (2021), AC (2014), hot water heater (2024), and solar shades (2022). Other highlights include an irrigation system, washer & dryer, and a tiled Florida room that adds even more flexible living space.? With 3 bedrooms, 2 full baths, and a layout designed for comfort and privacy, this property is perfect for everyday living or entertaining family and friends. Please note, the neighborhood does have a CDD.? Indigo East offers that true “Florida lifestyle” you’ve been dreaming of — now all that’s missing is you!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,576
Sqft
0.21 ac
Lot size
2
Garage
2006
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,306 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.6%
$/sqft vs Ocala actives
$170 vs $180
Days on market
310 vs 43 typical
Where $170/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8180 SW 80TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$230,000
8036 SW 78TH TERRACE ROAD · same community
3 bd · 2 ba · 1,576 sqft · $146/sqft · 187 DOM
Sold · Jan ’26$175,000
8022 SW 81ST LOOP · same community
2 bd · 2 ba · 1,319 sqft · $133/sqft · 59 DOM
Sold · Feb ’26$240,000
8089 SW 81ST LOOP · same community
3 bd · 2 ba · 2,032 sqft · $118/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8180 SW 80TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8180 SW 80TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
8180 SW 80TH TERRACE FAQs
What would the monthly payment be for 8180 SW 80TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,306/mo — principal and interest, the actual property-tax bill, the $241/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8180 SW 80TH TERRACE?+
The association fee works out to $241 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8180 SW 80TH TERRACE?+
The most recent tax bill on record (2024) was $2,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8180 SW 80TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $267,900, this home is listed about 10% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8180 SW 80TH TERRACE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34476 market on paper
$267,900 is 8% below the OCALA 34476 median of $289,900, and at $170/sqft it sits under the Ocala average of $204.
02Time on market is leverage
310 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $283,900, now $267,900 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Stephanie Cathey. MLS #V4944952.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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