Kat Bonelli
$160,000$235,0004 bd2 ba1,848 sqft$87 /sqft$1,389 /mo all-in ↓

24031 ARMADILLO ROAD, ASTOR, FL, 32102

Active321 days on marketListed Sep 5, 2025MLS #V4944768

Priced 32% below the ASTOR 32102 medianReduced $75KManufactured HomeASTOR FOREST CAMPSITES UNREC

About this home

24031 ARMADILLO ROAD

Spacious double-wide manufactured home with 1,864 sq. ft. of living space just minutes from the beautiful St. John’s River! This home offers a large living area, an eat-in kitchen, and a formal dining room—perfect for family gatherings or entertaining. The primary suite boasts a huge master bathroom with a garden tub, separate shower, abundant wood cabinetry, and a walk-in closet. Three additional bedrooms, a second full bath, an inside laundry room, and a cozy wood-burning fireplace add to the home’s comfort and functionality. Best of all, this property sits on your own land with no HOA or deed restrictions. For just $40 a year, you’ll enjoy access to the community boat ramp for easy trips to the St. John’s River. Don’t miss this opportunity to own a spacious home near the water with freedom and convenience!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,848

Sqft

0.17 ac

Lot size

2000

Year built

One

Levels

$87

Per sqft

Fireplace

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorLighting

Community & fees

Taxes (2024)$2,596/yr

Utilities & systems

UtilitiesElectricity Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,389 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$942
FHA mortgage insurance (est.)$71
Property tax — 2024 actual bill$216
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate6.00%
Loan term

Estimated payment

$1,389/mo

Principal & interest$942
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$216
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ASTOR FOREST CAMPSITES UNREC

$87 vs $221

Days on market

321 vs 32 typical

Where $87/sqft sits among the 10 homes for sale in ASTOR FOREST CAMPSITES UNREC

5 · this home
4
0
0
0
1
$87–188$188–289$289–390$390–492$492–593$593+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Astor

Map of 24031 ARMADILLO ROAD

Drive times from this address

Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Astor. See the full Astor guide →

ASTOR 32102 — neighborhood snapshot

Population

2,401

Median age

59

Median income

$56,598

Median home value

$142,500

Avg household

1.94

Households w/ children

97%

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Astor market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$235K$250K

Astor median sold, yr/yr

89.9%

Sale-to-list ratio (12 mo)

6 of 10

ASTOR FOREST CAMPSITES UNREC have cut their price

Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the ASTOR 32102 median. See the full Astor market guide →

Paper trail

This home's history

CurrentPrice reduced to $160,000 $75K
Sep 5, 2025Listed at $235,000 · 321 days on market since
2000Built · ASTOR FOREST CAMPSITES UNREC

Reality check

What actually sold near 24031 ARMADILLO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24046 BOBCAT ROADSold · May ’26

$223,000

24046 BOBCAT ROAD · same community

4 bd · 2 ba · 1,638 sqft · $136/sqft · 13 DOM

24514 SNAIL ROADSold · Mar ’26

$270,000

24514 SNAIL ROAD · same community

2 bd · 3 ba · 1,527 sqft · $177/sqft · 81 DOM

56320 CHERRY TREE ROADSold · May ’26

$350,000

56320 CHERRY TREE ROAD · same community

3 bd · 2 ba · 1,496 sqft · $234/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 24031 ARMADILLO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24031 ARMADILLO ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

24031 ARMADILLO ROAD FAQs

What would the monthly payment be for 24031 ARMADILLO ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 24031 ARMADILLO ROAD?+

The most recent tax bill on record (2024) was $2,596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Astor?+

At $160,000, this home is listed about 36% below the Astor median of $249,500. The market section on this page shows how the area is trending.

Which schools are assigned to 24031 ARMADILLO ROAD?+

Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ASTOR 32102 market on paper

$160,000 is 32% below the ASTOR 32102 median of $233,750, and at $87/sqft it sits under the Astor average of $273.

02Time on market is leverage

321 days on market against a Astor median of 32 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $235,000, now $160,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Elvira Hanna. MLS #V4944768.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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