14233 102ND AVENUE, LARGO, FL, 33774
Active1 days on marketListed Aug 10, 2026MLS #TB8537568
About this home
14233 102ND AVENUE
Your Florida Lifestyle Starts Here! Welcome to Yacht Club Estates in Largo — where the Florida lifestyle is just minutes from your front door! If you're dreaming of trading cold winters for sunshine, Gulf breezes, beaches, and year-round outdoor living, this well-maintained 3-bedroom, 2-full-bath home offers an ideal opportunity to make that dream a reality. Located in a quiet, established neighborhood in unincorporated Pinellas County, this home combines the comfort of a traditional residential community with the convenience of being close to everything that makes Florida living so desirable. Gulf beaches, Walsingham Park, shopping, restaurants, entertainment, and everyday conveniences are all just a short drive away. Inside, you'll find a comfortable and functional layout filled with natural light. The flexible bonus room is an especially valuable feature for anyone relocating to Florida — use it as a home office, guest space, craft room, fitness area, or whatever fits your lifestyle. The possibilities are yours. Even better, many of the big-ticket improvements have already been taken care of, including a new HVAC system (2025), water heater (2021), and roof (2016). That means you can spend less time worrying about major home projects and more time enjoying your new Florida surroundings. Step outside and you'll find a low-maintenance fenced backyard complete with mature citrus trees, bringing a little extra Florida charm to everyday life. Imagine stepping outside to pick fresh seasonal fruit or relaxing in your own private outdoor space. Two backyard sheds provide additional storage for gardening tools, bicycles, kayaks, beach chairs, and all the gear that comes with enjoying the Florida lifestyle. And for buyers relocating from out of state, one feature provides especially valuable peace of mind: the property is located in a NON-FLOOD ZONE, so flood insurance is not required by a lender based on the property's flood-zone designation. Enjoy being close to the Gulf without having to live directly on the water or take on the added concerns that can come with a flood-zone property. The location is another major advantage. You'll be close enough to enjoy the area's beautiful Gulf beaches whenever the mood strikes, while still being conveniently positioned for shopping, dining, parks, medical services, and everyday necessities. It's the best of both worlds — a relaxed Florida neighborhood with easy access to the coastal lifestyle. Located in unincorporated Pinellas County, the property also offers flexible rental possibilities, making it worth considering for buyers looking for a primary residence, a Florida getaway, or an investment opportunity. Whether you're retiring to Florida, escaping the cold, looking for a second home, or simply ready for a more relaxed coastal lifestyle, this Yacht Club Estates home offers the location, updates, flexibility, and Florida charm you've been looking for. Come see how easy Florida living can be. Schedule your private tour today and start imagining yourself calling Largo home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,453
Sqft
0.17 ac
Lot size
2
Garage
1969
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,683 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Largo actives
$327 vs $237
Days on market
1 vs 52 typical
Where $327/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 129% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 14233 102ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$360,000
14233 102ND AVENUE N · same community
2 bd · 2 ba · 1,453 sqft · $248/sqft · 88 DOM
Sold · Jul ’26$550,000
14025 YACHT CLUB BOULEVARD · same community
3 bd · 2 ba · 1,464 sqft · $376/sqft · 22 DOM
Sold · Oct ’25$442,200
14039 LEEWARD DRIVE · same community
2 bd · 2 ba · 1,440 sqft · $307/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14233 102ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14233 102ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
14233 102ND AVENUE FAQs
What would the monthly payment be for 14233 102ND AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,683/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14233 102ND AVENUE?+
The most recent tax bill on record (2025) was $6,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14233 102ND AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $475,000, this home is listed about 59% above the Largo median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14233 102ND AVENUE?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 129% above the LARGO 33774 median — but at 1,453 sqft it's also 18% larger than the typical Largo listing.
02Fresh on the market
Only 1 day on market in a Largo market that averages 52 — if it fits, move quickly.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Mark Baserap. MLS #TB8537568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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