4533 W FERN STREET, TAMPA, FL, 33614
Active11 days on marketListed Aug 7, 2026MLS #TB8536767
About this home
4533 W FERN STREET
Virtually Staged. *Not FHA eligible* Completely Remodeled Property with 2 separate homes – Perfect for Multi-Generational Living or Rental Income! NO HOA! Don't miss this rare opportunity to own two fully remodeled block homes on one property! Whether you're looking for a multi-generational setup, rental income, or extra space for guests, this property offers exceptional flexibility and value. The main remodeled home features approximately 1,200 square feet with 3 bedrooms and 1.5 bathrooms, including a primary en-suite bathroom. Inside, you'll find a spacious bonus family/living room, an indoor utility room, and a thoughtfully designed layout. Choose your own kitchen backsplash within approved budget! The detached remodeled second home, mother in law suite, or efficiency offers approximately 522 square feet with 2 bedrooms, 1 bathroom, nice sized kitchen and living room with its own private entrance, and has been completely remodeled from top to bottom—making it ideal as a mother-in-law suite, guest house, home office, or income-producing rental. Both homes have been beautifully updated with: Brand-new kitchens, including new cabinets and quartz countertops, Waterproof luxury vinyl plank (LVP) flooring throughout, New tiled showers, New interior doors, baseboards, and trim, Freshly textured ceilings and walls, New interior and exterior paint. Outside, you'll find ample parking and a large covered back patio, creating the perfect space for entertaining family and friends. Conveniently located just one block from a beautiful neighborhood park featuring walking trails, outdoor fitness equipment, baseball fields, and plenty of green space to enjoy. No HOA! Bring your boats, work vehicles, or recreational toys without HOA restrictions. This move-in-ready property is a rare find offering versatility, modern updates, and outstanding value.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
1,717
Sqft
0.15 ac
Lot size
1963
Year built
One
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,674 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,674/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.7%
$/sqft vs Tampa actives
$312 vs $300
Days on market
11 vs 42 typical
Where $312/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $441K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
229 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 168% above the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4533 W FERN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$240,000
4533 W FERN STREET · same community
5 bd · 2 ba · 1,717 sqft · $140/sqft · 0 DOM
Sold · Jul ’26$420,000
4530 W IDLEWILD AVENUE · same community
3 bd · 2 ba · 1,680 sqft · $250/sqft · 69 DOM
Sold · Nov ’25$489,000
4521 W MINNEHAHA STREET · same community
3 bd · 3 ba · 1,586 sqft · $308/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4533 W FERN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4533 W FERN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4533 W FERN STREET FAQs
What would the monthly payment be for 4533 W FERN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,674/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4533 W FERN STREET?+
The most recent tax bill on record (2025) was $1,538. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $534,999, this home is listed about 19% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4533 W FERN STREET?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EASY HOME SALES · Jason Henning. MLS #TB8536767.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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