2618 COVE CAY DRIVE UNIT 702, CLEARWATER, FL, 33760
Active2 days on marketListed Aug 6, 2026MLS #TB8536508
About this home
2618 COVE CAY DRIVE UNIT 702
Welcome to 2618 Cove Cay Drive, Unit 702, Clearwater, FL—a beautifully situated condominium offering the perfect blend of comfort, convenience, and Florida lifestyle. Perched on the 7th floor, this inviting residence offers elevated views and an abundance of natural light, creating a bright and relaxing atmosphere throughout. The thoughtfully designed floor plan provides comfortable living spaces ideal for both everyday living and seasonal enjoyment. Located within the sought-after Cove Cay community, residents enjoy a gated setting surrounded by lush landscaping, scenic golf course views, and access to resort-style amenities. Whether you're enjoying your morning coffee on the balcony, taking advantage of the community's recreational offerings, or exploring everything Clearwater has to offer, this home delivers an exceptional lifestyle. Conveniently located near world-famous Gulf beaches, shopping, dining, entertainment, airports, and major roadways, this property offers easy access to all that the Tampa Bay area has to offer. Whether you're searching for a year-round residence, a seasonal retreat, or an investment opportunity, 2618 Cove Cay Drive, Unit 702 is ready to welcome you home. Schedule your private showing today and discover why so many love living in Cove Cay!
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
850
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,085 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,085/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$206 vs $226
Days on market
2 vs 54 typical
Where $206/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,073
Median age
61
Median income
$62,580
Median home value
$189,303
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2618 COVE CAY DRIVE UNIT 702
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$106,000
2618 COVE CAY DRIVE UNIT 403 · same community
2 bd · 2 ba · 1,050 sqft · $101/sqft · 57 DOM
Sold · Mar ’26$195,000
2618 COVE CAY DRIVE UNIT 801 · same community
2 bd · 2 ba · 1,050 sqft · $186/sqft · 151 DOM
Sold · May ’26$225,000
2618 COVE CAY DRIVE UNIT 206 · same community
2 bd · 2 ba · 1,050 sqft · $214/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2618 COVE CAY DRIVE UNIT 702 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2618 COVE CAY DRIVE UNIT 702 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2618 COVE CAY DRIVE UNIT 702 FAQs
What would the monthly payment be for 2618 COVE CAY DRIVE UNIT 702?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,085/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2618 COVE CAY DRIVE UNIT 702?+
The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2618 COVE CAY DRIVE UNIT 702?+
The most recent tax bill on record (2025) was $2,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2618 COVE CAY DRIVE UNIT 702?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $175,000, this home is listed about 36% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2618 COVE CAY DRIVE UNIT 702?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 2 days on market in a Clearwater market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ARCHWATER REALTY LLC · Robert VanPamelen. MLS #TB8536508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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