35630 KINSEY POINT, ZEPHYRHILLS, FL, 33541
Active2 days on marketListed Aug 7, 2026MLS #TB8536439
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Upcoming open houses
Sat, Aug 15
11:00 AM – 1:00 PM
Office
Sat, Aug 15
11:00 AM – 1:00 PM
Sat, Aug 15
11:00 AM – 1:00 PM
Broker
About this home
35630 KINSEY POINT
WELCOME TO TWO RIVERS – NORTHWATER! BETTER THAN NEW AND READY FOR IMMEDIATE MOVE-IN! Why wait months for new construction when you can own this exceptional 2024-built home today? This immaculate 3-bedroom, 2-bathroom residence offers the peace of mind of new construction, with valuable upgrades already completed—including a fully fenced backyard and beautiful pond view. Step inside to a bright, open-concept floor plan designed for modern living and effortless entertaining. Durable tile flooring flows throughout the main living areas, creating a seamless transition between the spacious living room, dining area, and chef-inspired kitchen. The kitchen is beautifully appointed with granite countertops, stylish cabinetry, stainless steel appliances, a gas range with exterior ventilation, and an oversized island that provides ample space for meal preparation, casual dining, and gathering with family and friends. Privately situated at the rear of the home, the owner's suite overlooks the tranquil pond and offers a spacious walk-in closet and a luxurious en-suite bathroom featuring dual vanities and a beautifully tiled walk-in shower. The thoughtfully designed split-bedroom floor plan places the two secondary bedrooms on the opposite side of the home, providing excellent privacy for family members or guests. Both bedrooms feature plush carpeting and share a conveniently located full bathroom. Step outside through the sliding glass doors to the covered lanai and enjoy peaceful water views while sipping your morning coffee or relaxing after a long day. The spacious, fully fenced backyard offers endless possibilities for pets, outdoor entertaining, gardening, or creating your own private backyard retreat. Located in the highly sought-after Northwater at Two Rivers, residents enjoy outstanding resort-style amenities, including a clubhouse, resort-style swimming pool, playgrounds, scenic walking trails, a fire pit, and recreational areas, all designed to enhance an active Florida lifestyle. This home truly delivers the best of both worlds: the quality and style of brand-new construction without the wait, construction delays, or additional builder expenses. With its premium pond-front setting, desirable split-bedroom layout, fully fenced yard, and outstanding community amenities, this move-in-ready home is an exceptional opportunity. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,584
Sqft
0.12 ac
Lot size
2
Garage
2024
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,974 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,974/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Zephyrhills actives
$215 vs $176
Days on market
2 vs 49 typical
Where $215/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
187 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 35630 KINSEY POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$336,990
2623 HARDIN WAY · same community
3 bd · 2 ba · 1,584 sqft · $213/sqft · 0 DOM
Sold · Jul ’26$340,000
1453 BREKEY WAY
4 bd · 2 ba · 1,607 sqft · $212/sqft · 6 DOM
Sold · May ’26$359,470
1427 BREKEY WAY
4 bd · 2 ba · 1,607 sqft · $224/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 35630 KINSEY POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35630 KINSEY POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
35630 KINSEY POINT FAQs
What would the monthly payment be for 35630 KINSEY POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,974/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 35630 KINSEY POINT?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 35630 KINSEY POINT?+
The most recent tax bill on record (2025) was $7,773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35630 KINSEY POINT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $340,000, this home is listed about 6% above the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 35630 KINSEY POINT?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Angela Mora. MLS #TB8536439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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