400 ISLAND WAY UNIT 1409, CLEARWATER BEACH, FL, 33767
Active1 days on marketListed Aug 6, 2026MLS #TB8536371
About this home
400 ISLAND WAY UNIT 1409
Amazing water views from every room in this 2 bedroom, 2 bath unit. Renovated with custom wood cabinets, granite counter tops, an island with seating area and new ceiling lighting. Large formal dining room with a view and a living room with sliding glass doors to the balcony with more water views. the hall bath and the primary bath have also been renovated with new cabinets, sinks, showers and baths and ceramic flooring. Building amenities include a party center with billiard table, exercise facility with his and hers saunas and showers. Heated swimming pool, hot tub, tiki huts, BBQ grills and picnic area. this building truly feels like a resort. Walking distance to Clearwater Beach, banks, restaurants, and the Publix grocery store. Also, the Clearwater Marine Aquarium is right around the corner.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
293 ac
Lot size
1978
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 ISLAND WAY UNIT 1409 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 ISLAND WAY UNIT 1409 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
400 ISLAND WAY UNIT 1409 FAQs
What would the monthly payment be for 400 ISLAND WAY UNIT 1409?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 400 ISLAND WAY UNIT 1409?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $2,900, this home is listed about 100% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 ISLAND WAY UNIT 1409?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$2,900 is 99% below the CLEARWATER BEACH 33767 median of $552,500, and at $2/sqft it sits under the Clearwater Beach average of $672.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Clearwater Beach market that averages 71 — if it fits, move quickly.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PAPPAS REALTY & MANAGEMENT CO · Vangie Pappas. MLS #TB8536371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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