8706 ELMWOOD LANE, TAMPA, FL, 33615
Active9 days on marketListed Aug 5, 2026MLS #TB8536182
About this home
8706 ELMWOOD LANE
This waterfront home is offered fully furnished. Welcome to waterfront living in the sought-after Bay Crest community. This 4-bedroom, 2.5-bath pool home is available for lease and offers an exceptional opportunity to enjoy the Florida waterfront lifestyle. Boating enthusiasts will appreciate the private dock, durable composite decking, 20,000-pound boat lift, and direct access to Tampa Bay. Spend your free time boating, fishing, relaxing by the water, or watching dolphins and manatees pass through the canal. Inside, the bright and open main living area is filled with natural light from oversized windows overlooking the water. The remodeled kitchen blends style and functionality with quartz countertops, stainless steel appliances, abundant cabinetry, and a center island ideal for casual dining and entertaining. The adjoining dining and living areas enjoy peaceful water views and create a seamless connection to the outdoor living spaces. A separate family room features a distinctive fireplace constructed with historic brick, adding warmth and character to the home. French doors open to a covered lanai and screened swimming pool overlooking the canal—an inviting setting for relaxing, entertaining, and enjoying Florida’s year-round outdoor lifestyle. All 4 bedrooms are located upstairs and offer comfortable accommodations with generous natural light. Additional features include a two-car garage, a metal roof installed in 2021, and a spacious waterfront backyard with plenty of room to relax and enjoy the surroundings. Conveniently located near the Veterans Expressway, I-275, Tampa International Airport, downtown Tampa, shopping, dining, and Gulf Coast beaches, this fully furnished waterfront rental offers an exceptional combination of privacy, recreation, and accessibility. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,200
Sqft
0.2 ac
Lot size
2
Garage
1964
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$199 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$199/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $301
Days on market
9 vs 43 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Crest Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Crest Park — neighborhood snapshot
Population
2,383
Median age
42
Median income
$106,697
Median home value
$427,548
Avg household
3
Households w/ children
329
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8706 ELMWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$735,000
8716 ELMWOOD LANE · same community
3 bd · 2 ba · 2,136 sqft · $344/sqft · 290 DOM
Sold · Dec ’25$605,000
8722 ELMWOOD LANE · same community
3 bd · 2 ba · 1,839 sqft · $329/sqft · 53 DOM
Sold · Sep ’25$272,500
8413 LOPEZ DRIVE
4 bd · 3 ba · 2,204 sqft · $124/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8706 ELMWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8706 ELMWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
8706 ELMWOOD LANE FAQs
What would the monthly payment be for 8706 ELMWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $199/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8706 ELMWOOD LANE?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $5,350, this home is listed about 99% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8706 ELMWOOD LANE?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33615 market on paper
$5,350 is 98% below the TAMPA 33615 median of $329,000, and at $2/sqft it sits under the Tampa average of $345.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WESTWARD REAL ESTATE · John Pestalozzi Jr LLC. MLS #TB8536182.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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