1128 MAINSAIL DRIVE, TARPON SPRINGS, FL, 34689
Active3 days on marketListed Aug 4, 2026MLS #TB8535581
Come see it
Upcoming open house
Sun, Aug 9
2:00 PM – 4:00 PM
About this home
1128 MAINSAIL DRIVE
Virtually Staged. Welcome to your own private Florida paradise in the highly desirable Westwinds community of Tarpon Springs, where thoughtful upgrades, timeless design, and an unbeatable location come together to create an exceptional place to call home. Just minutes from award-winning Gulf beaches, Fred Howard Park, Sunset Beach, the historic Sponge Docks, Downtown Tarpon Springs, local marinas, the Pinellas Trail, shopping, dining, and top-rated schools, this beautifully maintained pool home offers the perfect balance of luxury, comfort, and the relaxed coastal lifestyle that makes Tarpon Springs one of Florida's most desirable places to live. Designed for both comfortable everyday living and effortless entertaining, this spacious home features 3 bedrooms, 3 full bathrooms, a versatile loft, formal living room, and an expansive family room, providing flexible spaces for family gatherings, guests, or working from home. The desirable first-floor primary suite is a true retreat, featuring a beautifully renovated spa-inspired ensuite complete with a luxurious walk-in shower, heated tile floors, and a heated towel rack for everyday comfort and relaxation. Natural light fills the home as multiple sliding glass doors stretch across the back of the house, creating a seamless transition to your own private outdoor oasis. The screened lanai surrounds a sparkling PebbleTec pool with an expansive brick paver deck, offering the perfect setting for entertaining or enjoying peaceful Florida evenings. Thoughtful details such as professionally installed landscape lighting and a hanging plant misting system create a beautiful atmosphere both day and night. This meticulously cared-for home offers peace of mind with numerous major updates already completed, including a 2017 roof, 2019 HVAC system, paid-off solar panels installed in 2019, newer energy-efficient windows with hurricane shutters, a whole-house generator added in 2024, and a tankless gas water heater. The home also features natural gas service, providing efficiency and convenience for future appliances and outdoor living enhancements. Plantation shutters throughout the home add timeless elegance while complementing the abundant natural light. From the street brick paver driveway to the lush landscaping and exceptional attention to detail throughout, every aspect of this home reflects pride of ownership. Whether you're searching for a primary residence, a seasonal escape, or simply a move-in-ready home with premium upgrades, this home delivers an exceptional opportunity in one of Tarpon Springs' most desirable neighborhoods. Experience everything that makes Tarpon Springs one of Florida's most beloved coastal communities, from boating, fishing, waterfront dining, and world-famous Greek restaurants to festivals, beaches, and year-round outdoor recreation all just minutes from your front door. This is more than a home; it's the Florida lifestyle you've been waiting for. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,226
Sqft
0.14 ac
Lot size
2
Garage
1994
Year built
Two
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,888 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,888/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.1%
$/sqft vs Tarpon Springs actives
$269 vs $244
Days on market
3 vs 46 typical
Where $269/sqft sits among the 265 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $425K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
146 of 265
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1128 MAINSAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$555,000
920 WESTWINDS BOULEVARD · same community
4 bd · 3 ba · 2,328 sqft · $238/sqft · 34 DOM
Sold · May ’26$470,000
732 LIGHTHOUSE DRIVE · same community
2 bd · 2 ba · 1,190 sqft · $395/sqft · 9 DOM
Sold · Dec ’25$310,000
754 LIGHTHOUSE DRIVE · same community
2 bd · 2 ba · 1,190 sqft · $261/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1128 MAINSAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1128 MAINSAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1128 MAINSAIL DRIVE FAQs
What would the monthly payment be for 1128 MAINSAIL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,888/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1128 MAINSAIL DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1128 MAINSAIL DRIVE?+
The most recent tax bill on record (2025) was $2,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1128 MAINSAIL DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $599,900, this home is listed about 39% above the Tarpon Springs median of $432,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1128 MAINSAIL DRIVE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,900 runs 99% above the TARPON SPRINGS 34689 median — but at 2,226 sqft it's also 23% larger than the typical Tarpon Springs listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Tarpon Springs market that averages 46 — if it fits, move quickly.
04Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Angie Clark. MLS #TB8535581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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