1098 MOTORCOACH DRIVE, POLK CITY, FL, 33868
Active3 days on marketListed Aug 7, 2026MLS #TB8534588
About this home
1098 MOTORCOACH DRIVE
Mt. Olive Shores North (MOSN) lakeview RV Lot Enjoy luxury RV living on this beautiful 60' x 120' deeded, RV pad with full hook-ups that is also a buildable lot in the highly desirable Mt. Olive Shores North (MOSN), a gated 55+ RV community in Polk City, Florida. The property features: • 21' x 90' concrete RV pad for a Class A motorhome • 10' x 14' pergola with custom removable shade cover • Full Hookups • Live on it now in your Class A motorhome and when ready you can BUILD a home on this site! • Updated sprinkler system • Attractive landscaped planting area with 6 mature crape myrtles and 2 bald cypress • Scenic view of the lake across the street • Just a short walk to Clubhouse 1 Community Amenities MOSN is one of Central Florida's premier residential RV communities and offers: • Two clubhouses • Two heated pools and spas • Two beautiful lakes • Boat ramp • FREE use of the community pontoon boat for owners • Pickleball courts • Shuffleboard courts • Dog park • Numerous clubs, events, and daily activities Conveniently located just off I-4, you're only minutes from Lakeland, Orlando, Tampa/St. Petersburg, and Central Florida's world-famous attractions. NOTE: Community restrictions that only Class A motorhomes may be on a pad only. If you build a home with an RV port than you may park any style camper within your port (even a fully open port) Own your piece of paradise and enjoy all the benefits of Florida residency—including no state income tax.
Facts & features
The home at a glance
0.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,038 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,038/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $290K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1098 MOTORCOACH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$295,000
1121 MOTORCOACH DRIVE · same community
1 bd · 1 ba · 1,211 sqft · $244/sqft · 108 DOM
Sold · Oct ’25$412,000
1103 MOTORCOACH DRIVE · same community
2 bd · 2 ba · 1,275 sqft · $323/sqft · 0 DOM
Sold · Dec ’25$395,000
1153 MOTORCOACH DRIVE · same community
2 bd · 2 ba · 1,384 sqft · $285/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1098 MOTORCOACH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1098 MOTORCOACH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1098 MOTORCOACH DRIVE FAQs
What would the monthly payment be for 1098 MOTORCOACH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,038/mo — principal and interest, the actual property-tax bill, the $123/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1098 MOTORCOACH DRIVE?+
The association fee works out to $123 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1098 MOTORCOACH DRIVE?+
The most recent tax bill on record (2025) was $1,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1098 MOTORCOACH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $99,900, this home is listed about 75% below the Polk City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1098 MOTORCOACH DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$99,900 runs 104% above the POLK CITY 33868 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Polk City market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8534588.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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