25956 TERRAWOOD LOOP, LAND O LAKES, FL, 34639
Active3 days on marketListed Jul 30, 2026MLS #TB8534470
About this home
25956 TERRAWOOD LOOP
Virtually Staged. Welcome to this beautifully updated 4-bedroom, 2.5-bath home offering nearly 2,000 square feet of comfortable living space on an oversized quarter-acre lot in the desirable Grand Oaks community of Land O' Lakes. Designed with an open and functional floor plan, this home features soaring ceilings, abundant natural light, and spacious living areas perfect for both everyday living and entertaining. The updated kitchen is the heart of the home, showcasing quartz countertops, stainless steel appliances, ample cabinetry. The spacious primary suite offers a relaxing retreat with a large walk-in closet and an en-suite bath featuring dual vanities, a garden tub, and a separate walk-in shower. Three additional bedrooms provide plenty of flexibility for family, guests, or a home office. Step outside to the expansive backyard, offering endless possibilities for outdoor entertaining, a future pool, or simply enjoying the extra space. Additional features include an inside laundry room, an attached two-car garage, and numerous recent updates for peace of mind, including a new roof (2022), HVAC system (2020), and fresh interior and exterior paint (2026). Residents of Grand Oaks enjoy outstanding community amenities including a resort-style pool, fitness center, playground, basketball courts, and scenic walking trails. Conveniently located just minutes from Tampa Premium Outlets, The Shops at Wiregrass, AdventHealth, I-75, and numerous shopping and dining options, this home also offers an easy commute throughout the Tampa Bay area. Combining modern updates, generous living space, and an exceptional location, this move-in-ready home is one you won't want to miss!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,958
Sqft
0.26 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,058 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,058/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs Land O Lakes actives
$189 vs $205
Days on market
3 vs 32 typical
Where $189/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
219 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 25956 TERRAWOOD LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$355,000
25841 CRIPPEN DRIVE · same community
4 bd · 2 ba · 1,841 sqft · $193/sqft · 89 DOM
Sold · Feb ’26$360,000
25837 CRIPPEN DRIVE · same community
5 bd · 2.5 ba · 2,180 sqft · $165/sqft · 12 DOM
Sold · Jun ’26$317,900
25932 TERRAWOOD LOOP · same community
3 bd · 2 ba · 1,373 sqft · $232/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25956 TERRAWOOD LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25956 TERRAWOOD LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
25956 TERRAWOOD LOOP FAQs
What would the monthly payment be for 25956 TERRAWOOD LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,058/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25956 TERRAWOOD LOOP?+
The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25956 TERRAWOOD LOOP?+
The most recent tax bill on record (2025) was $5,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25956 TERRAWOOD LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $369,900, this home is listed about 11% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 25956 TERRAWOOD LOOP?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34639 market on paper
$369,900 is 3% below the LAND O LAKES 34639 median of $380,000, and at $189/sqft it sits under the Land O Lakes average of $216.
02Fresh on the market
Only 3 days on market in a Land O Lakes market that averages 32 — if it fits, move quickly.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Cindy Greco. MLS #TB8534470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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