Kat Bonelli
$285,0003 bd2 ba1,300 sqft$219 /sqft$2,801 /mo all-in ↓

1400 TARPON WOODS BOULEVARD UNIT A1, PALM HARBOR, FL, 34685

Active8 days on marketListed Jul 31, 2026MLS #TB8534200

Priced 24% below the PALM HARBOR 34685 medianCondominiumPONDS OF TARPON WOODS

About this home

1400 TARPON WOODS BOULEVARD UNIT A1

Welcome to this fully renovated and beautifully remodeled END-UNIT condo offering peaceful water views, an exceptional layout, and maintenance-free living in one of Palm Harbor's most desirable locations! Spanning approximately 1,300 square feet, this spacious residence features two full bedrooms, two updated bathrooms, a versatile THIRD BEDROOM option, and the convenience of an inside laundry room. From the moment you step inside, you'll appreciate the attention to detail with bamboo flooring throughout, recessed lighting, shiplap accent walls, updated ceiling fans and fixtures, new interior doors, and smooth ceilings with no popcorn texture. The stunning, newly open-concept kitchen serves as the heart of the home, showcasing quartz countertops, a glass tile backsplash, new soft-close cabinetry, sleek stainless appliances, and a generous pantry closet, all overlooking the spacious living and dining areas. The private primary suite is a true retreat, complete with a beautifully remodeled en-suite bath featuring dual sinks, stone countertops, new cabinetry, and an elegant walk-in shower. The flexible third bedroom offers a built-in closet and serene water views, making it equally ideal as a guest room, home office, hobby space, or den! Major updates provide peace of mind, including a new (2025) hot-water heater, (2023) ROOF, (2017) HVAC, and NEW hurricane-impact windows. A recent 4-point inspection is available and transferable to the buyer, making insurance coverage a breeze! Located just steps from the heated community pool, residents can enjoy year-round swimming and the relaxed Florida lifestyle. The monthly HOA fee includes water, sewer, trash, lawn, exterior maintenance, roof, and building insurance, allowing for truly carefree ownership. Ideally situated near walking and biking trails, John Chesnut Park, Lake Tarpon, the East Lake YMCA, golf courses, shopping, dining, area beaches, and Tampa International Airport, this exceptional property is perfect as a full-time residence, seasonal getaway, or vacation home. Combining a prime location, thoughtful updates, flexible living space, and picturesque water views, this move-in-ready condo offers the very best of low-maintenance, resort-style living. Call for your private showing today - the opportunity to own this rare gem won't last long!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,300

Sqft

1980

Year built

One

Levels

$219

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringBamboo
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods · Water
FacesNortheast
ExteriorPrivate Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$500/mo
Taxes (2025)$4,041/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,801 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$337
Condo fee — from the listing$500
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,801/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$337
HOA / condo fee$500
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$188KedgeAI estimate $198,010 · range $195K$205K$296K

vs edgeAI estimate

+43.9%

$/sqft vs Palm Harbor actives

$219 vs $263

Days on market

8 vs 47 typical

Where $219/sqft sits among the 400 Palm Harbor actives

71
85 · this home
95
84
35
30
$152–197$197–243$243–289$289–335$335–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Woods

Map of 1400 TARPON WOODS BOULEVARD UNIT A1 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Tarpon Woods — neighborhood snapshot

Population

2,471

Median age

48

Median income

$78,417

Median home value

$451,267

Avg household

2

Households w/ children

293

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
HighEast Lake High School★★★★
MiddleJoseph L. Carwise Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

226 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $285,000 · 8 days on market since
1980Built · PONDS OF TARPON WOODS

Reality check

What actually sold near 1400 TARPON WOODS BOULEVARD UNIT A1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2917 FIG COURTSold · Jul ’26

$235,000

2917 FIG COURT

3 bd · 2 ba · 1,298 sqft · $181/sqft · 6 DOM

2919 FIG COURTSold · Aug ’25

$300,000

2919 FIG COURT

3 bd · 2 ba · 1,298 sqft · $231/sqft · 35 DOM

140 DALE PLACESold · Feb ’26

$362,500

140 DALE PLACE

3 bd · 2 ba · 1,445 sqft · $251/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1400 TARPON WOODS BOULEVARD UNIT A1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1400 TARPON WOODS BOULEVARD UNIT A1 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

1400 TARPON WOODS BOULEVARD UNIT A1 FAQs

What would the monthly payment be for 1400 TARPON WOODS BOULEVARD UNIT A1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,801/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1400 TARPON WOODS BOULEVARD UNIT A1?+

The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1400 TARPON WOODS BOULEVARD UNIT A1?+

The most recent tax bill on record (2025) was $4,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1400 TARPON WOODS BOULEVARD UNIT A1?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $285,000, this home is listed about 25% below the Palm Harbor median of $379,945. The market section on this page shows how the area is trending.

Which schools are assigned to 1400 TARPON WOODS BOULEVARD UNIT A1?+

Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALM HARBOR 34685 market on paper

$285,000 is 24% below the PALM HARBOR 34685 median of $375,500, and at $219/sqft it sits under the Palm Harbor average of $272.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Cypress Woods Elementary School, East Lake High School, Joseph L. Carwise Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Amanda Justus. MLS #TB8534200.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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