Kat Bonelli
$434,900$450,0004 bd2 ba2,100 sqft$207 /sqft$3,275 /mo all-in ↓

19851 ELLENDALE DRIVE, LAND O LAKES, FL, 34638

Active12 days on marketListed Jul 31, 2026MLS #TB8534195

Reduced $15KSingle Family ResidenceOAKSTEAD PRCL 10

About this home

19851 ELLENDALE DRIVE

Virtually Staged. Outstanding curb appeal welcomes you to this original-owner Suarez-built home, perfectly positioned on a scenic pond-view homesite in the gated Brenford Village of Oakstead. Meticulously maintained landscaping, a lush lawn, elegant coach lights, and a stately front entry featuring a decorative glass insert with a transom window create an impressive first impression. Built in 2002, this spacious one-story residence offers 2,100 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and an oversized 3-car garage complete with built-in storage cabinets. Step into the welcoming foyer and immediately appreciate the home's soaring ceilings, abundant natural light, and elegant architectural details, including raised-panel wainscoting, decorative arches, art niches, and built-in display shelving. Rich hardwood flooring enhances the formal living and dining rooms, ideal for entertaining or everyday living. The heart of the home is the generously sized kitchen, featuring stainless steel appliances, a gas range, abundant cabinetry, a wraparound breakfast bar with hi-bar seating, a closet pantry, and a sunny café area with a built-in bench overlooking the backyard. The kitchen opens seamlessly to the family room, creating an ideal gathering space with vaulted ceilings, wide-plank luxury vinyl flooring, and French doors with sidelights leading to the lanai. Retreat to the expansive lanai and approximately 480-square-foot patio beneath an impressive A-frame screen enclosure, creating exceptional outdoor living space for enjoying Florida's year-round lifestyle. The beautifully maintained backyard offers tranquil pond views to the side, a lush green lawn, and a charming split-rail-style fence along the rear property line, providing separation from Oakstead's community walking trail while preserving the peaceful, open views. Off the foyer, Bedroom 4 is accessed through double doors, making it a versatile space ideal for a home office, den, or guest bedroom. Privately situated at the rear of the home, the spacious primary suite offers vaulted ceilings, laminate flooring, French doors leading to the lanai, a walk-in closet, and an en-suite bath featuring dual vanities with make-up space, a relaxing garden tub, separate walk-in shower, private water closet, and linen closet. Bedrooms 2 and 3 are generously sized, each featuring ceiling fans and convenient private access to the lanai through a shared exterior door. They share a well-appointed secondary bath with a tub/shower combination. A dedicated laundry room with overhead storage cabinets, and the GE Profile washer and dryer are included. Residents of Oakstead enjoy an exceptional lifestyle with resort-style amenities, including a clubhouse, fitness center, community pool, childrens splash pool, tennis and pickleball courts, basketball and volleyball courts, playground, sports field, and miles of scenic sidewalks and walking trails winding through preserved green spaces and picturesque lakes. Ideally located, this home offers convenient access to the Suncoast Parkway, SR 54, US-41, I-75, and I-275, providing an easy commute to Tampa International Airport, downtown Tampa, and the Gulf Coast beaches. Nearby shopping, dining, medical facilities, top-rated schools, golf courses, parks, The Shops at Wiregrass, and Tampa Premium Outlets are all just minutes away. An exceptional home in an exceptional community—schedule your private tour today.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,100

Sqft

0.24 ac

Lot size

3

Garage

2002

Year built

One

Levels

$207

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorFrench Doors · Lighting · Private Entrance · Private Mailbox · Sidewalk

Community & fees

HOA fee$6/mo
Taxes (2025)$4,276/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,275 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,560
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$356
HOA fee — from the listing$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,222Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,222
Interest rate6.00%
Loan term

Estimated payment

$3,275/mo

Principal & interest$2,560
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$356
HOA / condo fee$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$394KedgeAI estimate $427,859 · range $411K$438K$456K

vs edgeAI estimate

+1.6%

$/sqft vs Land O Lakes actives

$207 vs $205

Days on market

12 vs 44 typical

Where $207/sqft sits among the 400 Land O Lakes actives

114
138 · this home
61
42
16
29
$153–184$184–214$214–245$245–275$275–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 19851 ELLENDALE DRIVE

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

216 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $434,900 $15K
Jul 31, 2026Listed at $450,000 · 12 days on market since
2002Built · OAKSTEAD PRCL 10

Reality check

What actually sold near 19851 ELLENDALE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19918 ELLENDALE DRIVESold · May ’26

$575,000

19918 ELLENDALE DRIVE · same community

4 bd · 2 ba · 2,080 sqft · $276/sqft · 4 DOM

19855 ELLENDALE DRIVESold · Oct ’25

$435,000

19855 ELLENDALE DRIVE · same community

4 bd · 3 ba · 2,270 sqft · $192/sqft · 121 DOM

19713 ELLENDALE DRIVESold · Sep ’25

$447,000

19713 ELLENDALE DRIVE · same community

4 bd · 3 ba · 2,292 sqft · $195/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19851 ELLENDALE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19851 ELLENDALE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

19851 ELLENDALE DRIVE FAQs

What would the monthly payment be for 19851 ELLENDALE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,275/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19851 ELLENDALE DRIVE?+

The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19851 ELLENDALE DRIVE?+

The most recent tax bill on record (2025) was $4,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19851 ELLENDALE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $434,900, this home is listed about 3% above the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.

Which schools are assigned to 19851 ELLENDALE DRIVE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$434,900 runs 19% above the LAND O LAKES 34638 median.

02Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $450,000, now $434,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of MIHARA & ASSOCIATES INC. · Raymond Mihara. MLS #TB8534195.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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19851 ELLENDALE DRIVE, LAND O LAKES, FL — 4 Bed, 2 Bath — $434,900 | CENTURY 21 Edge