433 S PAULA DRIVE UNIT 32, DUNEDIN, FL, 34698
Active2 days on marketListed Jul 31, 2026MLS #TB8533971
About this home
433 S PAULA DRIVE UNIT 32
Exceptional corner waterfront residence offering refined coastal living and sweeping water views in the heart of the coveted Dunedin Causeway. Positioned on the second floor, this light-filled condo welcomes you with an elegant open-concept main level designed to showcase the surrounding scenery and create an effortless flow for entertaining. The beautifully appointed kitchen is anchored by an expansive quartzite island with seating, complemented by matching countertops, upgraded appliances, thoughtfully designed cabinetry, and a pantry that blends everyday function with sophisticated style. The spacious living and dining area opens through sliding doors to a private balcony with a retractable awning, creating an inviting outdoor retreat for morning coffee, coastal breezes, and unforgettable sunset views. A corner fireplace adds warmth and architectural interest while discreetly concealing additional closet storage. Upstairs, two private suites offer comfort and separation, each featuring an en-suite bath and three closets. The waterside primary suite is a true retreat, complete with a step-out balcony showcasing spectacular south-facing views of St. Joseph Sound and the Intracoastal Waterway. Hurricane-rated windows and doors with shutters provide added confidence and peace of mind. Enjoy a resort-inspired waterfront lifestyle with community amenities including a pool, clubhouse, lush landscaped grounds, and beautifully maintained common areas. Ideally located just minutes from Honeymoon Island and Caladesi Island State Park, with easy access to Downtown Dunedin, the Pinellas Trail, waterfront parks, boutique dining, shopping, breweries, galleries, beaches, Clearwater, and area airports. A rare opportunity to enjoy elevated, low-maintenance waterfront living in one of Dunedin’s most desirable coastal destinations.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,755
Sqft
0 ac
Lot size
1975
Year built
Two
Levels
$370
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,611 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,611/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+80%
$/sqft vs Dunedin actives
$370 vs $298
Days on market
2 vs 51 typical
Where $370/sqft sits among the 263 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
158 of 263
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 433 S PAULA DRIVE UNIT 32
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$655,000
433 S PAULA DRIVE UNIT 31 · same community
3 bd · 2.5 ba · 1,755 sqft · $373/sqft · 124 DOM
Sold · Mar ’26$580,000
433 S PAULA DRIVE UNIT 34 · same community
2 bd · 2.5 ba · 1,755 sqft · $330/sqft · 60 DOM
Sold · Mar ’26$200,000
433 S PAULA DRIVE UNIT 21 · same community
2 bd · 2.5 ba · 1,290 sqft · $155/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 433 S PAULA DRIVE UNIT 32 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 433 S PAULA DRIVE UNIT 32 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
433 S PAULA DRIVE UNIT 32 FAQs
What would the monthly payment be for 433 S PAULA DRIVE UNIT 32?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,611/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 433 S PAULA DRIVE UNIT 32?+
The most recent tax bill on record (2025) was $8,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 433 S PAULA DRIVE UNIT 32?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $650,000, this home is listed about 63% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 433 S PAULA DRIVE UNIT 32?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 117% above the DUNEDIN 34698 median — but at 1,755 sqft it's also 49% larger than the typical Dunedin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Dunedin market that averages 51 — if it fits, move quickly.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Robert McCaffery. MLS #TB8533971.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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