7436 SURREY PINES DRIVE, APOLLO BEACH, FL, 33572
Active4 days on marketListed Jul 30, 2026MLS #TB8533854
About this home
7436 SURREY PINES DRIVE
Enjoy maintenance-free Florida living in the desirable Surrey Pines villa community of Covington Park! This beautifully maintained 3-Bed, 2-Bath, 2-Car Garage villa offers 1569 sq ft of comfortable living space and backs up to a peaceful conservation area so....no rear neighbors! The split-bedroom floor plan features ceramic tile flooring throughout the main living area. Play chef in the centrally located kitchen with tons of cabinetry, granite countertops, walk-in pantry, gas range and eat-up breakfast bar! Kitchen and dining room open to the living room with sliders leading to the large screened porch and peaceful conservation area. Primary bedroom is ensuite and split from 2 additional bedrooms, one with another walk-in closet, and 2nd full bath. There's plenty of room to spread out, entertain and enjoy your best Florida living. HOA includes lawn and pool maintenance and residents enjoy outstanding community amenities: pools, clubhouse, fitness center, tennis and pickleball, playground, parks and dog park etc. Close to shopping, beautiful parks, Apollo Beach Nature Preserve, Golden Aster Scrub Nature Preserve, 30-35 min to Downtown Tampa35-40 min to Tampa International, approx 45 min to Sarasota.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,569
Sqft
0.12 ac
Lot size
2
Garage
2013
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,686 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,686/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs Apollo Beach actives
$191 vs $227
Days on market
4 vs 56 typical
Where $191/sqft sits among the 384 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $466K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
221 of 384
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 7436 SURREY PINES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$292,000
7418 SURREY PINES DRIVE · same community
3 bd · 2 ba · 1,569 sqft · $186/sqft · 48 DOM
Sold · May ’26$285,000
7417 SURREY PINES DRIVE · same community
3 bd · 2 ba · 1,569 sqft · $182/sqft · 12 DOM
Sold · Mar ’26$293,500
7403 SURREY WOOD LANE · same community
3 bd · 2 ba · 1,581 sqft · $186/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7436 SURREY PINES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7436 SURREY PINES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
7436 SURREY PINES DRIVE FAQs
What would the monthly payment be for 7436 SURREY PINES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,686/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7436 SURREY PINES DRIVE?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7436 SURREY PINES DRIVE?+
The most recent tax bill on record (2025) was $5,251. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7436 SURREY PINES DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $299,900, this home is listed about 39% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7436 SURREY PINES DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NARZINSKY REALTY INC · Karen Wheeler. MLS #TB8533854.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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