3316 HOLLY SPRINGS DRIVE, HERNANDO BEACH, FL, 34607
Active5 days on marketListed Jul 29, 2026MLS #TB8533810
About this home
3316 HOLLY SPRINGS DRIVE
Waterfront living awaits! This 3-bedroom, 2-bathroom home offers 1,665 square feet of living space on a scenic canal. The split-bedroom floor plan features a spacious living area, functional kitchen, and a private primary suite. A standout feature is the 1,665-square-foot garage, providing ample room for vehicles, boats, storage, or a workshop. Enjoy peaceful canal views right from your backyard. Conveniently located near shopping, dining, and major roadways, this home is a great opportunity to enjoy the Florida waterfront lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,665
Sqft
0.12 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.5%
$/sqft vs HERNANDO BEACH
$270 vs $358
Days on market
5 vs 44 typical
Where $270/sqft sits among the 28 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $698K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
13 of 28
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3316 HOLLY SPRINGS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$675,000
4225 CARLOS COURT · same community
3 bd · 2.5 ba · 1,668 sqft · $405/sqft · 9 DOM
Sold · May ’26$455,000
3244 ROSE ARBOR DRIVE · same community
3 bd · 3 ba · 1,669 sqft · $273/sqft · 86 DOM
Sold · May ’26$450,000
3391 JEWFISH DRIVE · same community
3 bd · 3 ba · 1,652 sqft · $272/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3316 HOLLY SPRINGS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3316 HOLLY SPRINGS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3316 HOLLY SPRINGS DRIVE FAQs
What would the monthly payment be for 3316 HOLLY SPRINGS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3316 HOLLY SPRINGS DRIVE?+
The most recent tax bill on record (2025) was $2,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $449,900, this home is listed about 10% below the Hernando Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3316 HOLLY SPRINGS DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,900 runs 36% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Hernando Beach market that averages 44 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SPIN REAL ESTATE LLC · Krystle Gordon. MLS #TB8533810.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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