1645 TRAILHEAD LANE, ZEPHYRHILLS, FL, 33541
Active5 days on marketListed Jul 29, 2026MLS #TB8533733
About this home
1645 TRAILHEAD LANE
Welcome to effortless luxury in the gated community of Hammock at Two Rivers. This brand new, move-in ready Sand Key floor plan by Taylor Morrison, one of America’s most trusted builders, offers the perfect blend of thoughtful design, elevated finishes, and serene surroundings. Situated at 1645 Trailhead Lane, this home makes an immediate impression with its beautiful elevation, manicured landscaping, and inviting covered front porch. Step inside to a grand two-story foyer that sets the tone for the spacious and well-designed layout. Just off the entry, you’ll find a private office enclosed with elegant French doors, perfectly positioned across from a versatile formal dining space or secondary living area. The heart of the home opens into an expansive living room filled with natural light, seamlessly connecting to an extended covered lanai thats preplumbed for an outdoor kitchen and a large backyard overlooking peaceful conservation views. Whether you’re entertaining or unwinding, this space offers the ideal indoor-outdoor lifestyle. The kitchen is both functional and stunning, featuring beautiful quatrz countertops, timeless cabinetry, stainless steel appliances, a gas range with vent hood, and a casual dining area for everyday living. The primary suite is conveniently located on the main level, offering a true retreat with a spacious en suite bathroom and an oversized walk-in closet. Upstairs, you’ll find four additional bedrooms along with a generous loft or bonus space, perfect for a media room, playroom, or additional living area. Step into the Hammock at Two Rivers, a private resort-style club offering elevated everyday living. Enjoy a premier health club, racquet sports, and a spectacular pool. Dine with neighbors at the planned fine dining restaurant or unwind at the poolside bar. Future amenities include a playground, lap pool, event lawn, and slide tower. Located in Zephyrhills, this vibrant area blends small-town charm with big-city access—close to shopping, dining, top schools, and major attractions in Tampa and Orlando. Beaches like Sunset and Clearwater are just a short drive away. This is your chance to own a brand new home without the wait, in one of the area’s most desirable communities. To make this opportunity even more compelling, the builder is offering $15,000 in closing cost incentives when using their preferred lender, along with additional interest rate promotions!
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,835
Sqft
0.21 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,881 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,881/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs Zephyrhills actives
$196 vs $169
Days on market
5 vs 47 typical
Where $196/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
203 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 1645 TRAILHEAD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$749,999
1545 TRAILHEAD LANE · same community
5 bd · 4.5 ba · 3,835 sqft · $196/sqft · 78 DOM
Sold · Dec ’25$739,999
1699 TRAILHEAD LANE · same community
5 bd · 4.5 ba · 3,835 sqft · $193/sqft · 60 DOM
Sold · Oct ’25$920,000
1785 TRAILHEAD LANE · same community
5 bd · 4.5 ba · 3,461 sqft · $266/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1645 TRAILHEAD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1645 TRAILHEAD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1645 TRAILHEAD LANE FAQs
What would the monthly payment be for 1645 TRAILHEAD LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,881/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1645 TRAILHEAD LANE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1645 TRAILHEAD LANE?+
The most recent tax bill on record (2025) was $4,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1645 TRAILHEAD LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $751,999, this home is listed about 135% above the Zephyrhills median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1645 TRAILHEAD LANE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$751,999 runs 131% above the ZEPHYRHILLS 33541 median — but at 3,835 sqft it's also nearly twice the size of the typical Zephyrhills listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Zephyrhills market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FRANK ALBERT REALTY · Sazan Powers. MLS #TB8533733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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