6623 12TH TERRACE N, ST PETERSBURG, FL, 33710
Active15 days on marketListed Jul 28, 2026MLS #TB8533271
About this home
6623 12TH TERRACE N
Now Available! This home has been thoughtfully updated throughout, with a permitted pool addition and major systems taken care of already. The 3-way split bedroom floorplan means that nobody has to be on top of anyone else, even when the house is full. Two entire entertainment areas on either side of the amazing, updated, open kitchen will let you host or just enjoy your home life while everyone has room! The new, permitted pool with sun deck will be the envy of all your friends! There's a Tiki bar outside perfect for lounging at when you're not in the pool! Roof, windows, and major systems were all replaced in 2016, and gas heat and water heater means that your heating bills will be right where you want them. Sitting in Flood Zone X, you'll enjoy real peace of mind (and real savings on insurance). Perfectly located to Tampa, Downtown St Pete, and the beaches!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,660
Sqft
0.19 ac
Lot size
2
Garage
1971
Year built
One
Levels
$407
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,519 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,519/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$407 vs $336
Days on market
15 vs 58 typical
Where $407/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33710 — neighborhood snapshot
Population
35,113
Median age
46.1
Median income
$76,908
Median home value
$312,500
Avg household
2.32
Households w/ children
3,314
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6623 12TH TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$675,000
6655 12TH TERRACE N · same community
3 bd · 2 ba · 1,763 sqft · $383/sqft · 242 DOM
Sold · Mar ’26$530,000
6641 12TH AVENUE N · same community
3 bd · 2 ba · 1,950 sqft · $272/sqft · 8 DOM
Sold · Apr ’26$750,000
6946 BOUGAINVILLA AVENUE S
3 bd · 2 ba · 1,648 sqft · $455/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6623 12TH TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6623 12TH TERRACE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
6623 12TH TERRACE N FAQs
What would the monthly payment be for 6623 12TH TERRACE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,519/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6623 12TH TERRACE N?+
The most recent tax bill on record (2025) was $5,562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $675,000, this home is listed about 55% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6623 12TH TERRACE N?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 74% above the ST PETERSBURG 33710 median — but at 1,660 sqft it's also 23% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALNET FLORIDA REAL ESTATE · Renee Potoczny. MLS #TB8533271.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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