
3541 RED ROCK DRIVE, LAND O LAKES, FL, 34639
Active9 days on marketListed Jul 30, 2026MLS #TB8533127
About this home
3541 RED ROCK DRIVE
Welcome to this beautifully updated and immaculately maintained townhome located in the highly desirable, GATED community of Stagecoach in Land O’ Lakes. Offering a perfect blend of style, comfort, and maintenance free living, this move-in ready home is ideal for those seeking convenience without compromising on QUALITY. Best of all, NO CDD and an HOA that INCLUDES WATER, along with exterior maintenance, roof replacement, and exterior paint, making for truly effortless living and LOW UTILITY COSTS. This thoughtfully upgraded home features 2 spacious bedrooms, 2.5 bathrooms, screened lanai, NEWER HVAC, and a functional layout designed for both everyday living and entertaining. This home offers a bright, open flow with an updated kitchen showcasing QUARTZ COUNTERTOPS, UPGRADED BACKSPLASH, modern upgraded cabinetry, and newer stainless steel appliances, all complemented by UPDATED FLOORING and new interior and exterior lighting throughout. Step out back to your private patio space and enjoy PEACEFUL CONSERVATION VIEWS with NO REAR NEIGHBORS, creating a quiet and relaxing setting.Upstairs, both bedrooms feature their own EN-SUITE BATHROOMS, providing comfort and privacy. The primary bedroom is a true retreat, showcasing a RECENTLY RENOVATED BATHROOM (2025 – $10,000) featuring a FRAMELESS GLASS SHOWER ENCLOSURE, RAIN SHOWER HEAD, floor to ceiling shower tile, and tasteful, modern finishes. BUILT-IN CLOSET SYSTEMS in both bedrooms maximize storage and organization.Located in a well-established community known for its convenience and accessibility, Stagecoach offers easy access to I-75 and I-275 making commuting to Tampa a breeze. Just minutes from The Tampa Premium Outlets, The Grove, Wiregrass Mall, top-rated schools, dining, shopping, and everyday conveniences, this location truly puts everything within reach. This is a rare opportunity to own a fully updated, move-in-ready townhome with low fees, strong HOA coverage, and a prime location. Perfect for homeowners or investors alike, this property checks all the boxes for easy Florida living.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,297
Sqft
0.05 ac
Lot size
2004
Year built
Two
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,150 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,150/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs Land O Lakes actives
$173 vs $205
Days on market
9 vs 42 typical
Where $173/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
213 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3541 RED ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$228,000
3432 RED ROCK DRIVE
2 bd · 2.5 ba · 1,297 sqft · $176/sqft · 4 DOM
Sold · Nov ’25$229,900
4131 WINDING RIVER WAY
2 bd · 2.5 ba · 1,296 sqft · $177/sqft · 8 DOM
Sold · May ’26$230,000
4223 WINDING RIVER WAY
2 bd · 2.5 ba · 1,296 sqft · $177/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3541 RED ROCK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3541 RED ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3541 RED ROCK DRIVE FAQs
What would the monthly payment be for 3541 RED ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,150/mo — principal and interest, the actual property-tax bill, the $319/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3541 RED ROCK DRIVE?+
The association fee works out to $319 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3541 RED ROCK DRIVE?+
The most recent tax bill on record (2025) was $2,957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3541 RED ROCK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $225,000, this home is listed about 46% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3541 RED ROCK DRIVE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34639 market on paper
$225,000 is 41% below the LAND O LAKES 34639 median of $379,950, and at $173/sqft it sits under the Land O Lakes average of $218.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY · Dee Strom. MLS #TB8533127.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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