Kat Bonelli
$320,0003 bd2 ba1,522 sqft$210 /sqft$2,350 /mo all-in ↓

13708 TRAMORE DRIVE, ODESSA, FL, 33556

Active5 days on marketListed Jul 29, 2026MLS #TB8533086

Priced 52% below the ODESSA 33556 medianSingle Family ResidenceASHLEY LAKES PH 01

About this home

13708 TRAMORE DRIVE

Welcome home to this beautifully maintained 3-bedroom, 2-bathroom residence in the desirable Ashley Lakes community of Odessa. Offering over 1,500 square feet of thoughtfully designed living space, this home features an open floor plan with finished concrete flooring throughout, creating a comfortable flow for both everyday living and entertaining. Roof 2025, Water Heater 2025. AC 2017. The spacious primary suite is conveniently located on the main floor, while the well-appointed kitchen comes complete with a range, microwave, dishwasher, refrigerator, and ample workspace. Step outside to enjoy the rear patio and fully fenced backyard, providing a great space for relaxing, entertaining, or enjoying the Florida lifestyle. Additional features include a 2-car garage, rain gutters, public water and sewer, and low quarterly HOA fees. Ashley Lakes offers convenient access to shopping, dining, parks, schools, and major roadways, making commuting throughout the Tampa Bay area simple. Whether you're searching for your next home or an investment opportunity, this property is ready for its next owner. Buyer and buyer's agent should verify all measurements, HOA information, leasing restrictions, school assignments, and any other information deemed important.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,522

Sqft

0.15 ac

Lot size

2

Garage

2004

Year built

One

Levels

$210

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ParkingCovered · Driveway
ExteriorRain Gutters · Sidewalk

Community & fees

HOA fee$38/mo
Taxes (2025)$1,519/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,350 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$127
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,350/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$127
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$307KedgeAI estimate $535,601 · range $414K$996K$1.0M

vs edgeAI estimate

−40.3%

$/sqft vs Odessa actives

$210 vs $269

Days on market

5 vs 38 typical

Where $210/sqft sits among the 203 Odessa actives

85 · this home
65
18
6
9
20
$187–258$258–330$330–401$401–473$473–544$544+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 13708 TRAMORE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

115 of 203

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $320,000 · 5 days on market since
2004Built · ASHLEY LAKES PH 01

Reality check

What actually sold near 13708 TRAMORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13622 TRAMORE DRIVESold · Nov ’25

$352,400

13622 TRAMORE DRIVE · same community

3 bd · 2 ba · 1,690 sqft · $209/sqft · 189 DOM

13805 TRAMORE DRIVESold · Jun ’26

$540,000

13805 TRAMORE DRIVE · same community

6 bd · 4 ba · 3,563 sqft · $152/sqft · 4 DOM

1346 BROOKE VIEW DRIVESold · May ’26

$374,700

1346 BROOKE VIEW DRIVE

3 bd · 2 ba · 1,565 sqft · $239/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13708 TRAMORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13708 TRAMORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

13708 TRAMORE DRIVE FAQs

What would the monthly payment be for 13708 TRAMORE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,350/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13708 TRAMORE DRIVE?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13708 TRAMORE DRIVE?+

The most recent tax bill on record (2025) was $1,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13708 TRAMORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $320,000, this home is listed about 57% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 13708 TRAMORE DRIVE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ODESSA 33556 market on paper

$320,000 is 52% below the ODESSA 33556 median of $664,000, and at $210/sqft it sits under the Odessa average of $351.

02Fresh on the market

Only 5 days on market in a Odessa market that averages 38 — if it fits, move quickly.

03Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of 54 REALTY LLC · Tom Walters. MLS #TB8533086.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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