9085 SPRUCE CREEK CIRCLE, RIVERVIEW, FL, 33578
Active1 days on marketListed Jul 29, 2026MLS #TB8533070
About this home
9085 SPRUCE CREEK CIRCLE
Welcome to this spacious 5-bedroom, 4-bath home offering 3,489 square feet of thoughtfully designed living space in The Sanctuary at Oak Creek, one of Riverview's sought-after communities. Situated on a premium preserve lot with no rear neighbors, this home offers privacy, peaceful views, and plenty of room to spread out. The open-concept floor plan is perfect for everyday living and entertaining. Large windows throughout the home fill the living spaces with an abundance of natural light, creating a bright and inviting atmosphere. The kitchen is the heart of the home, featuring granite countertops, a stylish tile backsplash, abundant cabinetry, a pantry, and generous prep space while overlooking the living and dining areas. A first-floor bedroom provides exceptional flexibility and can easily serve as a guest suite, home office, playroom, or hobby room. Upstairs, the spacious primary suite offers a private retreat complete with its own private balcony—an ideal spot to enjoy your morning coffee or relax at the end of the day. The en-suite bath features dual vanities, a soaking tub, a separate shower, and a large walk-in closet. Three additional upstairs bedrooms provide plenty of space for family, guests, or additional work-from-home needs. Step outside to the spacious covered lanai and enjoy the tranquil preserve views with no rear neighbors. Already pre-plumbed for an outdoor kitchen, the lanai offers an excellent opportunity to create your ideal outdoor entertaining space. The home also includes a water softener, adding to its everyday comfort and convenience. Residents of The Sanctuary at Oak Creek enjoy community amenities including a swimming pool and playground, along with convenient access to shopping, dining, parks, schools, hospitals, and major commuter routes including I-75, US-301, and the Selmon Expressway, making travel throughout the Tampa Bay area easy. If you're looking for a spacious home with a versatile floor plan, abundant natural light, preserve views, and exceptional indoor and outdoor living spaces in a prime Riverview location, this home is a must-see. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,489
Sqft
0.15 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,851 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,851/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
Days on market
1 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
58,474
Median age
35
Median income
$80,223
Median home value
$298,000
Avg household
2.45
Households w/ children
7,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the RIVERVIEW 33578 median. See the full Riverview market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9085 SPRUCE CREEK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9085 SPRUCE CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
9085 SPRUCE CREEK CIRCLE FAQs
What would the monthly payment be for 9085 SPRUCE CREEK CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,851/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9085 SPRUCE CREEK CIRCLE?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9085 SPRUCE CREEK CIRCLE?+
The most recent tax bill on record (2025) was $2,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9085 SPRUCE CREEK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $595,000, this home is listed about 53% above the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 9085 SPRUCE CREEK CIRCLE?+
Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$595,000 runs 108% above the RIVERVIEW 33578 median — but at 3,489 sqft it's also 75% larger than the typical Riverview listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Riverview market that averages 33 — if it fits, move quickly.
Listing courtesy of PINPOINT REALTY GROUP LLC · David Broecker, LLC. MLS #TB8533070.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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