4221 RIVER HILLS DRIVE, TAMPA, FL, 33617
Active15 days on marketListed Jul 24, 2026MLS #TB8532385
About this home
4221 RIVER HILLS DRIVE
Welcome home! Waterfront living meets timeless design in this beautifully refreshed mid-century style farmhouse. Set on a private 0.35-acre lot with over 100 feet of Hillsborough River frontage, this exceptional property offers a rare opportunity to enjoy peaceful waterfront living just minutes from the heart of Tampa. Located outside the flood zone and unaffected by recent hurricanes, it provides the peace of mind that's becoming increasingly difficult to find. Inside, an open-concept layout is designed to maximize natural light and picturesque river views. The beautifully updated kitchen features white shaker cabinetry, a large center island, granite countertops, stainless steel appliances, a stainless steel range hood, farmhouse sink, and a recently updated backsplash. Porcelain tile flows throughout the home, while the inviting living room is centered around a brick wood-burning fireplace and overlooks both the screened saltwater pool and the Hillsborough River beyond. The primary suite also enjoys tranquil river views and a beautifully updated ensuite bathroom. Designed for effortless indoor-outdoor living, the backyard is a private waterfront retreat. Enjoy a screened, solar-heated saltwater pool with a sun shelf, waterfall, and fountain, a spacious patio for entertaining, a fire pit, composite dock, lush new irrigation, and a fully fenced yard with double gate access for convenient boat or RV storage. Whether you're spending the day on the water or relaxing poolside, this property was made to embrace the Florida lifestyle. Additional improvements include a 2025 HVAC system, 2017 roof, double-pane windows, fresh interior paint, cosmetic updates throughout, a whole-house water softener, and a spacious two-car garage, making this home truly move-in ready. Whether you're searching for a primary residence, a luxury second home, or an income-producing investment, this property offers exceptional versatility. It previously generated over $100,000 in gross Airbnb revenue in 2019, highlighting its proven short-term rental potential. Ideally located just minutes from Downtown Tampa, Armature Works, Ybor City, Busch Gardens, and some of the area's best dining, shopping, and entertainment, this home offers the perfect balance of privacy, convenience, and waterfront living. Opportunities to own over 100 feet of Hillsborough River frontage outside a flood zone are exceptionally rare. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,637
Sqft
0.35 ac
Lot size
2
Garage
1974
Year built
One
Levels
$443
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,215 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,215/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+53.4%
$/sqft vs Tampa actives
$443 vs $301
Days on market
15 vs 42 typical
Where $443/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 310% above the TAMPA 33617 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4221 RIVER HILLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$280,000
4212 E ALENE DRIVE · same community
3 bd · 2 ba · 1,328 sqft · $211/sqft · 88 DOM
Sold · Mar ’26$325,000
4374 CAMBIO GARDENS COURT
3 bd · 2.5 ba · 1,737 sqft · $187/sqft · 64 DOM
Sold · Mar ’26$322,000
4372 CAMBIO GARDENS COURT
3 bd · 2.5 ba · 1,737 sqft · $185/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4221 RIVER HILLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4221 RIVER HILLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4221 RIVER HILLS DRIVE FAQs
What would the monthly payment be for 4221 RIVER HILLS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,215/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4221 RIVER HILLS DRIVE?+
The most recent tax bill on record (2025) was $10,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $725,000, this home is listed about 61% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4221 RIVER HILLS DRIVE?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Matthew Shea. MLS #TB8532385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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