18811 VICTOR MANUEL DRIVE, LUTZ, FL, 33548
Active11 days on marketListed Jul 23, 2026MLS #TB8532307
About this home
18811 VICTOR MANUEL DRIVE
WELCOME TO PARADISE! Completely reimagined from top to bottom, this exceptional 1-acre estate offers the perfect combination of luxury, privacy, and modern convenience with no HOA and virtually every major feature thoughtfully upgraded. This is more than a move-in-ready home; it's a property where the hard work has already been done, allowing you to simply move-in and enjoy! From the moment you arrive, you'll appreciate the impressive curb appeal featuring new exterior paint, professionally designed landscaping, a new irrigation system, new front and rear fencing, and the added security and convenience of a new solar-powered automatic gate operator. A brand-new roof, new hurricane-rated windows and doors, and a new septic system provide lasting value and peace of mind for years to come. Inside, every detail has been refreshed with quality and style. New flooring and fresh paint throughout create a bright, modern feel, while all-new lighting fixtures and ceiling fans enhance every space. Each bedroom features custom built-in closets, offering exceptional organization, and the kitchen features high-end appliances and a custom built-in pantry designed for both beauty and functionality. The home's premium whole-house water treatment system includes a carbon filtration system with AIO technology, premium water softener, and a dedicated drinking water filtration system, delivering outstanding water quality throughout the property. Designed for both relaxation and entertaining, the home features a dedicated movie room complete with a pool table, creating the perfect space for family gatherings, game nights, or watching the big game. Step outside to your private backyard retreat where a beautifully crafted travertine patio, outdoor fireplace, and built-in grilling area provide an incredible setting for year-round Florida living and entertaining. Situated on a full acre, this property offers the space and freedom that's becoming increasingly difficult to find. Whether you're hosting friends, enjoying quiet evenings by the fire, or simply appreciating the privacy that comes with owning acreage without HOA restrictions, this home delivers an unmatched lifestyle. With extensive improvements including a new roof, new hurricane-rated windows and doors, new septic system, new paint, new flooring, new lighting, custom built-ins throughout, premium water filtration, new landscaping, new irrigation, new fencing, and an automatic gated entrance, this home represents a rare opportunity to own a truly turnkey property where every major upgrade has already been completed. Luxury, privacy, acreage, and peace of mind—all in one exceptional Lutz property.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,259
Sqft
1 ac
Lot size
3
Garage
2004
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,763 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,763/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.3%
$/sqft vs Lutz actives
$338 vs $243
Days on market
11 vs 46 typical
Where $338/sqft sits among the 270 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33548 — neighborhood snapshot
Population
8,678
Median age
40.7
Median income
$124,548
Median home value
$523,000
Avg household
2.92
Households w/ children
1,094
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $600K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
160 of 270
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18811 VICTOR MANUEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$727,235
18469 SERENE LAKE LOOP
5 bd · 4.5 ba · 3,230 sqft · $225/sqft · 27 DOM
Sold · Aug ’25$734,985
18460 SERENE LAKE LOOP
5 bd · 4.5 ba · 3,230 sqft · $228/sqft · 25 DOM
Sold · Sep ’25$778,185
18136 SERENE LAKE LOOP
5 bd · 4.5 ba · 3,230 sqft · $241/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18811 VICTOR MANUEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18811 VICTOR MANUEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
18811 VICTOR MANUEL DRIVE FAQs
What would the monthly payment be for 18811 VICTOR MANUEL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,763/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18811 VICTOR MANUEL DRIVE?+
The most recent tax bill on record (2025) was $15,054. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $1,100,000, this home is listed about 127% above the Lutz median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18811 VICTOR MANUEL DRIVE?+
Lutz K-8 School (elementary), Buchanan Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 57% above the LUTZ 33548 median — but at 3,259 sqft it's also 52% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lutz K-8 School, Buchanan Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MJT REALTY, LLC · Adam Crane. MLS #TB8532307.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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