12603 ROSELAND DRIVE, NEW PORT RICHEY, FL, 34654
Active21 days on marketListed Jul 24, 2026MLS #TB8532104
About this home
12603 ROSELAND DRIVE
All of your large upgrades already completed. Very clean and well maintaine! Three Bedroom, Two Full Bath, Salt Water Pool Home, Begin your tour through the front double doors inviting you to the library / den and spacious living room. Your focal point becomes the view of the salt water pool through the sliding glass doors. Luxury vinyl flooring throughout; Ceramic Tile in both bathrooms. Split bedroom floorplan. The primary bedroom offers an en-suite bathroom with garden tub, separate shower stall, dual sinks with granite countertops and walk in closet. Sliding glass doors out to the SALT WATER POOL and PAVER DECKING. Kitchen has new lighting, newer appliances, granite countertops and an Eat in kitchen nook with window and pool deck service door. Two bedrooms and second bath with pool door. The layout of this home is open and flows nicely. PRIVATE BACKYARD - NO REAR NEIGHBORS! Fully fenced in yard (2019) with additional paver uncovered deck and fire pit. Entire inside freshly repainted in 2024; The patio pavers were installed 2021 (resealed in 2025); New pool filter & pool pump in 2023; Salt Water Pool system in 2024; Roof 2020; HVAC 2022, Seamless Gutters 2023. Located in Desirable Rosewood of River Ridge with A+ rated schools. Walkable distance to River Ridge Middle School and River Ridge High School without crossing over any busy roadways. This home is high and dry, doesn't require flood insurance. Easier access to Suncoast Pkwy using Ridge Rd extension to open soon.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,835
Sqft
0.19 ac
Lot size
2
Garage
2004
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,400 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
$/sqft vs New Port Richey actives
$248 vs $202
Days on market
21 vs 53 typical
Where $248/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34654 — neighborhood snapshot
Population
24,357
Median age
44.4
Median income
$64,210
Median home value
$257,500
Avg household
2.55
Households w/ children
2,304
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $263K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
248 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 146% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 12603 ROSELAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$395,000
12519 ROSELAND DRIVE
3 bd · 2 ba · 1,811 sqft · $218/sqft · 33 DOM
Sold · Feb ’26$245,000
11632 CASTINE STREET
3 bd · 2.5 ba · 1,787 sqft · $137/sqft · 231 DOM
Sold · Jun ’26$279,900
8518 REEDVILLE STREET
3 bd · 2.5 ba · 1,787 sqft · $157/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12603 ROSELAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12603 ROSELAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
12603 ROSELAND DRIVE FAQs
What would the monthly payment be for 12603 ROSELAND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,400/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12603 ROSELAND DRIVE?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12603 ROSELAND DRIVE?+
The most recent tax bill on record (2025) was $3,506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12603 ROSELAND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $454,900, this home is listed about 60% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12603 ROSELAND DRIVE?+
Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$454,900 runs 146% above the NEW PORT RICHEY 34654 median — but at 1,835 sqft it's also 33% larger than the typical New Port Richey listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $459,000, now $454,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Angie Pisz. MLS #TB8532104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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