14496 & 14498 W CAPTAIN COURT, CRYSTAL RIVER, FL, 34429
Active22 days on marketListed Jul 23, 2026MLS #TB8531961
About this home
14496 & 14498 W CAPTAIN COURT
AN UNEXPECTED JOURNEY ALWAYS LEADS TO THE GRANDEST ADVENTURE! This little home is hidden amongst the most amazing, picturesque landscape that could only be imagined in a Tolkien tale. Nestled on 2 separate lots totaling .38-acres in the Ozello Keys and surrounded by a labyrinth of mangroves, tidal creeks, estuaries, marshes and wildlife galore, this 2-bedroom, 1 bath 640sqft waterfront home is your cozy escape to write your own tale. YOUR gateway to magic! Get ready, your journey begins now! But first things first, so let’s get to it. The home needs remediation from Hurricane Helene. Most of the walls have been stripped to the studs throughout, damaged cabinetry and appliances removed and is awaiting your creativity and finishing touches. The floor plan is back to basics with function over form, as the outdoors is really the place to be. The large 32’x9’ covered front porch strategically faces the Black Creek Canal, which leads directly to The St Martins River and out to The Gulf of America. Go ahead, sit a spell and contemplate your plans for the day, whether by land or by sea. A stacked stone garden wall at the entrance to the property adds a shire-like, romantic touch, reminiscent of a time long ago. Seawall and dock are a head start. Public water is a plus! NO HOA & NO DEED RESTRCTIONS, so bring all your toys! The Ozello Keys are connected by Ozello Trail, a curvy, scenic 10-mile road that meanders through salt marshes, mangrove islands, sabal palms and cedars and is famous for its unforgettable views of nature and wildlife. The Fish Creek Boat Ramp is 3 minutes away and the Ozello Community Park is only 7 minutes away for both a Boat Ramp and Kayak Launch. And with great fortune, your right smack in the middle of St Martins Marsh Aquatic Preserve and Crystal River Preserve which offer thousands of acres for boating, kayaking, fishing (both recreational and commercial), scalloping, birding watching, hiking, photography and more! The setting for the tale of your grand adventure is here. All you have to do is decide what to do with the time on your journey!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
640
Sqft
0.38 ac
Lot size
1986
Year built
One
Levels
$422
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,071 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,071/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$422 vs $215
Days on market
22 vs 54 typical
Where $422/sqft sits among the 156 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
81 of 156
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 14496 & 14498 W CAPTAIN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$180,000
1425 S OZELLO TRAIL · same community
3 bd · 2 ba · 1,500 sqft · $120/sqft · 155 DOM
Sold · Aug ’26$335,000
2190 S SEAPORT POINT
2 bd · 2 ba · 768 sqft · $436/sqft · 299 DOM
Sold · Dec ’25$300,000
14271 W SAINT MARTINS ROAD
3 bd · 1 ba · 864 sqft · $347/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14496 & 14498 W CAPTAIN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14496 & 14498 W CAPTAIN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
14496 & 14498 W CAPTAIN COURT FAQs
What would the monthly payment be for 14496 & 14498 W CAPTAIN COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,071/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14496 & 14498 W CAPTAIN COURT?+
The most recent tax bill on record (2025) was $2,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14496 & 14498 W CAPTAIN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $269,900, this home is listed about 16% below the Crystal River median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14496 & 14498 W CAPTAIN COURT?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Lynn Harris. MLS #TB8531961.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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