2958 DUNDEE DRIVE, PALM HARBOR, FL, 34684
Active2 days on marketListed Jul 30, 2026MLS #TB8531870
About this home
2958 DUNDEE DRIVE
Virtually Staged. Welcome to this beautifully renovated 2-bedroom, 2-bath, 2-car garage home in the highly sought-after Highland Lakes 55+ Community, offering approximately 1,632 SF of thoughtfully updated living space. This move-in-ready residence features a bright, open floor plan designed for comfortable everyday living and effortless entertaining. The stunning new kitchen showcases quartz countertops, custom cabinetry, and brand-new stainless steel appliances. Major improvements include a new roof, new electrical panel, updated plumbing fixtures, remodeled bathrooms, and modern finishes throughout, providing both style and peace of mind for years to come. The spacious layout includes a formal living and dining area, inviting family room, Florida room, dedicated laundry room, and generously sized bedrooms, offering flexible living space to fit your lifestyle. Enjoy the exceptional amenities that make Highland Lakes one of Tampa Bay's premier active adult communities. Your HOA membership includes unlimited golf on three executive courses (27 holes) with no greens fees, an Olympic-size geothermal heated pool and spa, tennis, pickleball, bocce, shuffleboard, a vibrant clubhouse with billiards, arts and crafts, woodworking shop, library, and countless clubs and social activities. Residents also enjoy access to the Lake Tarpon Lodge with private boat access, pontoon boat tours, fishing pier, RV and boat storage, and more. Conveniently located near shopping, restaurants, medical facilities, Gulf beaches, and Tampa International Airport, this exceptional home offers the perfect combination of modern updates, low-maintenance living, and an unmatched active Florida lifestyle. Don't miss this rare opportunity to own a fully updated home in one of Palm Harbor's most desirable 55+ communities. Be sure to view the Matterport 3D Tour and floor plans, then schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,612
Sqft
0.16 ac
Lot size
2
Garage
1976
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.2%
$/sqft vs HIGHLAND LAKES
$279 vs $263
Days on market
2 vs 42 typical
Where $279/sqft sits among the 26 homes for sale in HIGHLAND LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
13 of 26
HIGHLAND LAKES have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2958 DUNDEE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$395,000
3529 OAK LAKE DRIVE · same community
2 bd · 2 ba · 1,671 sqft · $236/sqft · 73 DOM
Sold · Dec ’25$423,000
1199 WOODFIELD COURT · same community
2 bd · 2 ba · 1,545 sqft · $274/sqft · 15 DOM
Sold · May ’26$408,000
2932 MACALPIN DRIVE W · same community
2 bd · 2 ba · 1,539 sqft · $265/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2958 DUNDEE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2958 DUNDEE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2958 DUNDEE DRIVE FAQs
What would the monthly payment be for 2958 DUNDEE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,619/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2958 DUNDEE DRIVE?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2958 DUNDEE DRIVE?+
The most recent tax bill on record (2025) was $5,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2958 DUNDEE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $449,000, this home is listed about 20% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2958 DUNDEE DRIVE?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 80% above the PALM HARBOR 34684 median.
02Fresh on the market
Only 2 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SANTEK MANAGEMENT LLC · William Kochenour, III. MLS #TB8531870.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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